Loan Care Customer Service
Personal loans are one of the most common financial services provided by banks. Personal loans come to the rescue by assisting individuals in meeting their unexpected cash requirements. They are simple to obtain, require no collateral and have a speedy disbursement of funds. Customers who apply for personal loans are likely to have a slew of questions. On this page, you can find the personal loan helpline numbers for all major Indian banks.
Customer service is an important technique of ensuring that consumers are satisfied with the services provided in banking. Banks have dedicated customer care teams that assist customers who contact them. The customer support team's tasks include communicating with customers via phone, email, fax, and mail to provide answers to their problems and respond to their inquiries. The customer service team may also conduct face-to-face meetings at the bank.
All banks loan care customer care service list
Customer Care Telephone Numbers
Write to the Bank
1800 11 2211 (toll-free), 1800 425 3800 (toll-free), 080-26599990
Customer Service Department State Bank of India State Bank Bhavan, 16th Floor Madam Cama Road, Mumbai 400 021
1860 120 7777
ICICI Bank Limited ICICI Phone Banking Center, ICICI Bank Tower, 7th floor, Survey no: 115/27, Plot no. 12, Nanakramguda, Serilingampally, Hyderabad – 500032.
011-61606161(Delhi and NCR)
HDFC Bank Ltd. Empire Plaza I, 1st Floor, LBS Marg, Chandan Nagar, Vikhroli West, Mumbai - 400 083
1800 1200 (toll-free)
1860 210 2484
Citibank, N.A., PO Box 4830, Anna Road Post Office, Chennai 600 002, Tamil Nadu, India.
Kotak Mahindra Bank
1860 266 2666
Axis Bank Limited, ‘Axis House’, C-2, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai - 400 025
Bank of Baroda
1800 258 44 55 (toll-free) 1800 102 44 55 (toll-free)
Bank of Baroda Baroda Bhavan 7th Floor, R.C. Dutt Road, Vadodara-390 007, (Gujarat) India. [email protected]
Standard Chartered Bank
6601 4444 / 3940 4444 (Pune, Mumbai, Bengaluru, Delhi, Hyderabad, Ahmedabad, Chennai, Kolkata)
1800 345 1000 (Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Guwahati)
HSBC Bank Personal Loan
1800 266 3456, 1800 120 4722, 1800 121 2208
IDFC customer care
1860 500 9900
IDFC FIRST Bank Ltd KRM Tower, 7th Floor, No. 1, Harrington Road, Chetpet, Chennai - 600031, Tamil Nadu, India
1800 267 6060 (toll-free)
1800 425 1444
Ujjivan Small Finance Bank Personal Loan
1800 208 2121 (toll-free)
InCred Personal Loan
+91-1800 102 2192
IIFL Finance Limited, 802, 8th Floor, Hubtown Solaris, N. S. Phadke Marg, Vijay Nagar, Andheri East, Mumbai – 400 069
Bank of India
1800 220 229
1800 103 1906
(022) – 40919191
BANK OF INDIA STAR HOUSE C - 5, "G" Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 051. Ph: 022-66684444
Aditya Birla Capital
1800 270 7000
HDB Financial Services (HDBFS) Personal Loan
+91 44 4298 4541
4th Floor, No.68/2, Murugesa Naicker Office Complex, Loyal Towers, Left Wing, Greams Road, Chennai 600006
1800 103 6001 (toll-free)
IDBI Bank Ltd. IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai 400005.
Karur Vysya Bank
1860 258 1916
South Indian Bank
1800 425 1809 (toll-free)
1800 102 9408 (toll-free)
Indian Overseas Bank
Punjab National Bank
1800 180 2222
1800 103 2222
1800 425 5885
1800 425 9992
1800 425 4066 (toll-free)
41/2, Trinity Circle, M.G. Road, BENGALURU – 560001
Bank of Maharashtra
Bank of Maharashtra Central Office, 'Lokmangal', 1501, Shivajinagar Pune-411005
Central Bank of India
1800 22 1911 (toll-free)
Asst. General Manager (Customer Service and Complaints),
Central Bank of India,
Central Bank Building, 2nd Floor,
M.G. Road, Hutatma Chowk, Fort, Mumbai 400023
City Union Bank
City Union Bank Ltd "Narayana" No.24B, Gandhi Nagar Kumbakonam-612001
Dhanlaxmi Bank Personal Loan
+91 - 0487 6613000
Mr Rajan Sleeba, Deputy General Manager Dhanlaxmi Bank Ltd, Corporate Office, Naickanal, Thrissur Kerala State - 680001
J&K Bank Personal Loan
M A Road Srinagar 190 001 Jammu & Kashmir
THE NAINITAL BANK LIMITED HEAD OFFICE Seven Oaks Building Mallital, Nainital Uttarakhand - 263001
How to contact your bank’s customer care
Contact Methods for Personal Loan Providers' Customer Service
- Personal loans are one of the most common credit products provided by banks and other NBFCs (Non-Banking Financial Corporations). In most cases, a personal loan is an unsecured loan. The loan applicant is not required to offer any collateral or security to obtain the loan. The procedure is simple, quick, and requires little documentation.
- However, a borrower is bound to have a slew of questions before taking out a loan. Loan providers make it simple for prospective borrowers by providing an easy-to-use customer experience. Customers should, however, consult the FAQ section of the bank's website before calling the customer service team. The FAQ area provides extensive answers to all common personal loan questions, such as qualifying requirements, terms and conditions, interest rates and charges, required papers, the loan application process, and more.
If you are unable to find the answers you need in the FAQ area, you can contact the loan provider's customer service department via the channels listed below.
- Helpline numbers - Most loan providers give toll-free helpline numbers that allow existing and new borrowers to communicate with the customer service team. The toll-free helpline numbers are available throughout India and can be reached via both landlines and mobile phones.
- *In order to reduce the risk of fraud, customers must use the correct helpline number. Scroll to the top of the page to get the most up-to-date toll-free personal loan customer service numbers for India's largest loan companies.
- Email address -Customers can also send an email to the customer service department with their questions, complaints, and feedback. If you are an existing customer, please include your loan account number or customer ID to ensure a timely response to your inquiries.
- Online Chat/Virtual Assistant - Most banks now provide an online chat or virtual assistant service to assist customers in quickly resolving their concerns.
- Visit the Bank - Customers can visit their nearest bank and chat with a loan officer to learn more about personal loans.
- Write to the Bank - Even in today's digital age, clients can write to the bank with their questions, complaints, or suggestions.
Frequently asked questions
Is there a specific time when I can contact a bank's customer service?
Depending on the bank, you can find out when you can contact the lender's customer care. There are banks that provide customer assistance 24 hours a day, while others may only provide this service during certain hours of the day. You may find out the customer service hours by going to the bank's official website.
I applied to a bank for a personal loan. Will the bank send me a reminder to pay my EMIs?
The bank will usually send you a reminder, either through SMS to your registered cellphone number or via email, to remind you of the deadline for paying your EMIs. However, it is strongly advised that you do not rely on the bank's reminders because there may be occasions when the lender is unable to send you one owing to technical issues. It is usually a good idea to make your own reminders or just use the auto-credit function, which will automatically debit the cash from your bank account on the due date.
How do I change my phone number, email address, or address?
- Contact the bank by phoning the customer service number or sending an email to a customer service executive requesting a change in your cellphone number, email ID, or address. In order to get your required information updated, you must submit the essential documents as proof.
- You can also go to the bank's nearest branch with all of the necessary paperwork and have your information updated.
How does changing job AFFECT MY EMI?
- As long as you pay your EMIs on time, your EMI should not be affected. However, if you lose your work or are in the process of starting a new career at a later date, which renders you unemployed for a job temporarily, you must notify your loan manager promptly so that the bank can assist you in managing your loan more effectively.
- From July 1, 2017, an 18% GST rate will be applied to banking services and products.