Jagananna Thodu Scheme 2021

The state government of Andhra Pradesh has introduced a new initiative to assist those who work as street sellers in their respective areas. We shall present the details of the new Jagananna Thodu Scheme launched by the responsible officials of the Andhra Pradesh State government in this article today. In this post, we'll go over all of the eligibility requirements, perks, and objectives, as well as the step-by-step registration procedure for applying for the needed plan introduced by the Andhra Pradesh Government.

What is Jagananna thodu scheme

On November 25, Chief Minister YS Jagan Mohan Reddy announced the start of the Jagananna Thodu Scheme. Banks have authorised an interest-free loan of Rs 431 crore to 4.3 lakh small traders for ten thousand rupees under the Jagananna Thodu Scheme.

The plan would provide street vendors with ID cards as well as a Rs 1,000 interest-free loan. The government has received 6.29 lakh applications for the initiative, with the applicants' bank accounts already linked.

The Andhra Pradesh government's relevant officials have launched the Jagananna Thodu Scheme 2021, which is a highly commendable scheme. The programme, which was launched by Chief Minister Jagan Mohan Reddy, will provide a slew of incentives to Andhra Pradesh's street vendors. Due to the current situation of the coronavirus pandemic, the state government would provide 10,000 rupees in working capital loans to all street vendors in Andhra Pradesh who are finding it difficult to make a living. With the loan that will be given to the recipients by the competent government authorities, this initiative would assist street vendors in gaining control of their livelihood and living a relatively happy life.

Key highlights of Jagananna Thodu scheme

  • A social audit will be done when detailed eligibility lists are posted on the notice boards of village and ward secretariats.

  • On November 25, the State government plans to launch the Jagananna Thodu Scheme, a project that will provide identity cards to street vendors and offer them interest-free loans of Rs 10,000.

  • Identity cards are being issued to small traders that are eligible for financing. Other applications will be considered as soon as possible.

  • The chief minister directed staff to open all sanctioned recipients' loan accounts as soon as possible.

  • Volunteers will assist those who do not currently have a bank account in opening one.

Jagananna Thodu scheme benefits

  • Banks will provide hawkers, street sellers, and artisans involved in traditional handicrafts with an interest-free term loan of Rs 10,000 per year.

  • People who sell groceries on footpaths, carts on streets, various products on bicycles, vegetables, fruits, those who make a career selling, as well as those who manage tiffin centres along the road, and those who sell various products on booths or baskets, would benefit from the programme.

  • The government would cover the interest on the bank loans taken out by the merchants.

  • Jagananna Thodu Scheme received applications from 1,44,486 vegetable vendors, 85,330 tiffin-shop vendors, 26,024 roadside bunk sellers, 26,024 tiny fancy shop traders, and nearly four lakh additional minor dealers and vendors.

  • Beneficiaries will also receive QR-based smart ID cards, and the programme will be supervised by officials from SERP and MEPMA.

Jagananna thodu scheme apply online

Follow the steps below for the Jagananna Thodu scheme registration process.

  • Step 1: Go to the Jagananna Thodu Scheme's official website, pmsvanidhi.mohua.gov.in.

  • Step 2: From the homepage, select the “Apply for Loan” option.

  • You can also check the official directions for filling out your application form by clicking on this link. You can go straight to the link.

  • Step 3: The screen will display the application Form page.

  • Step 4: Finally, Please enter your phone number.

  • Step 5: Next, select the “Request OTP” option.

  • Step 6: Enter the OTP now.

  • Step 7: After that, press the “Verify OTP” button.

  • Step 8: Next, choose “Vendor Categories” from the drop-down menu.

  • Step 9: Finally, complete the application form.

  • Step 10: Upload the files

  • Step 11: To apply click the Submit button.

Andhra pradesh jagananna thodu scheme beneficiary status

  • Step 1: Go to the SVANidhi Yojana's official website, pmsvanidhi.mohua.gov.in.

  • Step 2: On this home page, click the view more option below.

  • Step 3: After you select an option, the next page will appear on your computer screen. On this page, you'll find the Vendor Survey List option.

  • This option must be selected. A form will appear after you select the choice. All fields in this form, such as State Name, Urban Local Bodies (ULB), Street Vendor (your name, father's/wife's/name, husband's mobile number, certificate of vending number, and so on, must be completed.

  • After you've completed all of the fields, click the search button. After that, you can check the status of your survey or search for street vendor surveys.

Andhra pradesh jagananna thodu scheme eligibility criteria

The recipients must meet the following eligibility conditions in order to apply for the scheme:-

  • The AP Jagananna Thodu Scheme 2021 is open to merchants of vegetables, fruits, ready-to-eat street food, tea, pakodas, bread, eggs, textiles, artisan products, and books/stationery.

  • Barbershops, cobblers, pan shops, and laundry services are all considered street vendors and are eligible for a loan of Rs. 10,000 under this scheme.

  • The small business owner should be at least 18 years old.

  • In villages, the trader should have a family income of Rs. 10,000 and in towns, Rs. 12,000 per month.

  • People who sell or transport things on the street are also eligible.

  • People who sell groceries on sidewalks, in carts on the streets, on bicycles, and as veggies and fruits are eligible.

  • A social audit will be done when detailed eligibility lists are posted on the notice boards of the village and ward secretariats.

  • The scheme is open to anyone who has permanent or temporary stores in villages or towns that are 5 feet long and 5 feet wide or smaller.

  • People who sell groceries on sidewalks, in carts on the streets, on bicycles, and as veggies and fruits are eligible.

  • People who do business on carts by the side of the road, on sidewalks, in public and private places are eligible.

  • Those who own and operate tiffin centres along the highway are eligible.

  • People who sell a variety of things on stalls or in baskets qualify as well.

Frequently asked questions on AP Jagananna Thodu Scheme

What proofs will we need for the application?

You'll need identification such as an Aadhaar card, a cellphone number, other documents, a bank account, a voter ID or ration card, and so on.

How much money should rural people earn in order to apply for the scheme?

To be eligible for the scheme's benefits, rural merchants must earn at least Rs. 10,000 each month.

What is the government's procedure for selecting the beneficiaries?

The beneficiaries will be chosen based on the following criteria:

  • To begin, you must submit the application form to the appropriate authorities.
  • A form will be sent to the appropriate authorities for approval.
  • A merit list will be created by the relevant authorities.
  • The loan will be disbursed to the beneficiaries bank accounts.

How can I log in as an applicant?

  • First and foremost, visit the official website pmsvanidhi.mohua.gov.in.
  • The home page will appear in front of you.
  • You must first click the login option on the homepage. 
  • After that, you must select the applicant by clicking on it.
  • You will be taken to a new page where you must input your mobile phone number. 
  • The next step is to request an OTP.
  • Following that, you must input the OTP into the OTP box.
  • You must now click on the login button.
  • This technique will allow you to log in as a DU applicant.

What is the procedure for logging in as a lender?

  • Go to the official website for more information pmsvanidhi.mohua.gov.in.
  • The home page will appear in front of you.
  • You must select the login option on the home page. 
  • After that, you must select the lender.
  • A new page will appear in front of you, prompting you to enter your username and password. 
  • You must now click on the login button.
  • You can log in to your lender account by following this approach.