Karmaa Sathi Prakalpa Scheme 2021

Overview

These days the increased rate of youth in a particular state that too being unemployed has become one of the primary concerns for which the government needs to act. Talking of which Karma Sathi Prakalpa is one such scheme that has been launched by the West Bengal chief minister. With the launch of this scheme, there have been many youths who securely were able to get a better job and growth in their career, and that with such more schemes, India will not be a country with a high rate of unemployed youths any longer.

About scheme

Looking at the increasing statistics of unemployed youths in the state of West Bengal, the Government of Bengal has decided to launch the Karma Sathi Prakalpa Scheme. This scheme was launched by the finance minister Mr. Amit Mitra with certain norms that a candidate needs to follow. With such scheme implementation, the incentive that shall be offered to the young youth of the State of West Bengal will have been employment opportunities which he has been struggling to find for quite some time now.

West Bengal Karma Sathi Prakalpa Scheme 2021 New Update

Before you understand the Karma Sathi Prakalpa Eligibility criteria that have been set, you need to have clarity about the recent update that has been brought to this scheme. With such a scheme, nearly 1 lakh of the unemployed youth of the state will have the loan and subsidies. This way they shall be quite independent. The West Bengal chief minister has raised that the rate of unemployment was 24% in India when in the state of West Bengal, the number was 40%. She further added that West Bengal has led the nation to grow in the past and the future, it shall continue to do so which is why this scheme is launched where the youth of West Bengal will get employment opportunities

Objective Of Karma Sathi Prakalpa Scheme

Before you go ahead and opt for the Karma Sathi Prakalpa Registration process, understand the primary aim of this scheme. It has been started to offer loans to the unemployed youth of the state. With such a scheme, it is expected that the rate of unemployment will go down from the state and thus people will be more self-reliable, employed and thus their overall financial condition shall improve too.

Benefits Of Karma Sathi Prakalpa

• With the West Bengal Karma Sathi Prakalpa Scheme Apply, many Advantages can be availed. With such scheme implementation, the youth will get the loan and they shall be self-reliant.

• The rate of employment in the state will increase to a great extent and thus the desire and interest for better job opportunities too

• The loan given to the unemployed youth through this scheme can manage to create an environment that shall offer better job opportunities and good growth too. People can even start their own business that shall be quite supported and appreciated by the concerned department of the West Bengal state government.

• The livelihood of the people in the state will improve even in the urban area of the state

• The candidates will be given Rs 2. lakh as the loan to start with their firm and thus gain better confidence.

Incentives Under The Scheme

• The Karma Sathi Prakalpa Scheme Form can be quite easy to fill up. But you need to have an understanding of the scheme as well. This scheme has been started by the state government of West Bengal with a loan of Rs 2 lakh being approved every year.

• Till now there have been 1 lakh beneficiaries who have been appointed as beneficiaries by the Karma Sathi Prakalpa Scheme.

• There have been more than 500 crore rupees completed by the state government for this scheme.

Key Features of Scheme

There are some of the best Karma Sathi Prakalpa Features that you need to know and be a part of if you are eligible for such type of opportunity.

• Loans up to rupees 200000 will be provided to the young youth of West Bengal State.

• Through the loans provided to the unemployed youth, good jobs and opportunities will be given

• WB govt. has already approved Rs. 500 crore to make urban unemployed youths self-dependent.

• The loans will be provided by the state government-owned cooperative banks.

• It is expected that unemployed youths assisted under the scheme can take up small manufacturing activities and thus be self-reliant.

Eligibility Criteria

To be a perfect fit for the scheme, the applicant must follow the following eligibility criteria given below: -

• The applicant must be a youth of West Bengal State.

• The applicant must be a permanent resident of West Bengal state.

• The applicant must have completed class 12th and 10th from a recognized board.

Important Documents

There are certain documents important to be uploaded while applying for the West Bengal loan scheme: -

• Aadhar card

• Address proof

• Voter ID card

• Passport size photograph

• Educational certificate

How To Apply For Karama Sathi Prakalpa Scheme 2021?

Once you go through the Karma Sathi Prakalpa Scheme Eligibility, Features, and benefits and think that this scheme is meant for you then it is time for you to go ahead and apply for such scheme for which process is simple. The process includes:

• Visit the official website of the West Bengal Karma Sathi Prakalpa Scheme wb.gov.in

• The home page will open where you need to click on the Karma Sathi Prakalpa Scheme option 

• Then click on apply now button

• The application form will open in front of you

• In the application form, you need to fill all the required information

• Recheck the details very carefully and upload all the required documents

• Click on submit

How is the Karma Sathi Prakalpa Scheme Registration Process carried out?

The Karma Sathi Prakalpa Yojana Registration process is quite simple. Simply for the steps given below:

• The office of the BDO/SDO and the Commissioner of KMC shall forward all received applications to the MFC of the district in 3 working days once receipt of applications for further processing.

• All the eligible application forms submitted physically shall be digitized

• The eligible application forms must be uploaded to the Karma Sathi Portal by the MFC officials.

• Post the digitization of the physically received forms, MFC shall send all such digitized application Forms to the respective Cooperative Banks of the district through the Karma Sathi portal.

• There will be an SMS will be sent to the applicant notifying the relevant information.

• The Cooperative Bank shall process the applications for sanction according to existing banking norms

• The loan will be then sanctioned to eligible applicants with intimation to the MFC of the district through the Karma Sathi portal and update the portal.

• Applicants of the sanctioned project shall open a Bank Account in the Cooperative Bank sanctioning the loan and deposit applicable.

• Cooperative Banks shall disburse 95% or 90% of the bank loan (as the case may be) in two installments as Cash Credit to the applicant’s bank account.

• In the first installment, 50% of the loan amount shall be disbursed and will be linked to the Cash Credit Account of the sanctioned applicant.

• The second installment shall be disbursed in the same manner by the bank once the Relevant Certificate associated with utilization of the amount disbursed in the first installment is received.

Conclusion

The state of West Bengal has quite a few youths and especially they are unemployed too. The Bengal government considering this concern has come up with 'Karma Sathi Prakalpa’, a new scheme. It offers a loan of 1 lakh to unemployed youth each year. This gives the youth financial support and boosts confidence for starting their career and growing in the industry. This is a soft loan which is given for three years.

Question and Answer

How To Check Beneficiary List Of Karma Sathi Prakalpa Scheme 2021?

Once you apply for the scheme, you can even check the Beneficiary List Of Karma Sathi Prakalpa Scheme. The process includes:

• Visit the official website of the West Bengal Karma Sathi Prakalpa Scheme wb.gov.in

• The home page will open where you need to click on the West Bengal Karma Sathi Prakalpa Scheme

• Click on the beneficiary list option

• Select your district, block, Mandal, etc

• Right after you make all the selection the beneficiary list will be displayed before you

How to View E-Service?

• Visit the official website of West Bengal Karma Sathi Prakalp Yojana wb.gov.in

• On the home click on the option of “E-Service“.  

• On the new page, you will see Finance options

• The view E-Services Information will open in front of you.

How to Check Tenders?

• Visit the official website of West Bengal Karma Sathi Prakalp Yojana wb.gov.in

• On the home page scroll down a little.

• The tender option will appear on your right-hand side. 

• Click on the tender.

• On the new page, you must show all the tender options on this page. 

• After this, the view tender Information will open in front of you.

What is the Offline method?

The offline method is also not complex. For this, the candidate needs to get the application form free of cost from the government offices like

• Block Development Officer’s Office (BDO), if the applicant lives in the rural side.

• Sub-Divisional Officer’s office (SDO), if the candidate lives in Municipal/Notified areas

• Kolkata Municipal Corporation (KMC), if the applicants live in the area of KMC.

• From the District Industries Centre (DIC) in the district.

• Upon receiving the application, the candidate should fill up all the details and fix them with the right documents and submit them to the concerned authority,

• Once the submission of the form is done, then the request form shall be promoted.