Kisan Karj Rahat Yojana

Overview

Shri Yogi Adityanath has come up with a scheme considering the benefits of the farmers of India. There is no doubt that Indian farmers are struggling quite a lot to manage the crop loss and financial loss both at the same time. Considering this as a primary issue, Shri Yogi Adityanath who is the chief minister has come up with a scheme that focuses on giving farmers loan redemption for improving their living and giving them stability at an economic level. This loan focuses on weaving the loan up to 1 lakh of farmers. This scheme is called the UP Kisan Karj Rahat scheme.

Know more about the Kisan loan redemption scheme

This scheme is not meant for everyone. There is an eligibility criterion and even documents requirement that has already been set. The focus of the scheme is to support and ease down the burden of the farmers at the financial level. The farmers in Uttar Pradesh have to apply for the loan and to pay it off becomes a burden if there is a huge loss of the crops. That is why this scheme has been launched. It is for those farmers who want to get their loan pardoned under the Kisan Debt Relief Scheme. In order to see if they are the perfect fit for the scheme or not, they can check their name on UP Kisan Karj Rahaj Scheme List. Those farmers who see their names written in the debt waiver list can further opt for the process. And those who don’t see their name on the current list can wait for the next slot to arrive.

What is UP Kisan Rin Mochan Yojana 2021 Application Form

In India especially in the state of Uttar Pradesh, more than 70% of the population directly or indirectly depend on agriculture and the other associated activities. The state farmers are quite weak at an economical level and this can be clearly seen with the ranking of UP which is now 3rd in terms of the income of the farmers which is said to be amongst the 18 major states in India. Ideally, the average income of the farmers in UP is INR 4,923 per month which of course is lower as compared to the national average which is INR 6,426 per month. Rather it is 1/3rd income of INR 18,059 of Punjab’s farmers. This certainly is not a good sign and for which farmers become more reliable on the loan and then later get burdened to pay it off. With this application form, they can apply for the scheme and be eligible for the loan waiver.

Objectives of UP Kisan Rin Mochan Yojana 2021

The primary aim of the Kisan Karj Rahaj Scheme List Online is to waive off the loan taken from the District Cooperative Bank. Only those applicants who have their bank account linked with the Aadhaar card and who belong to the UP-state citizen are linked to the land in the UP state.

UP Kisan Karj Rahat Yojana 2021 Online Registration Process

As per the Uttar Pradesh government, this scheme is launched for the farmers that have a registration process online as well. Also, there is the UP Kisan Rin Mochan Yojana that has been launched for waiver on the whole loan of the state farmers. The farmers who are registered on the online platform can later check their name in the UP Karj Mafi Yojna Suchi. It is possible for them to track down their debt status redemption using the official Kisan Debt Relief Portal.

 Required Document for UP Kisan Karj Rahat Yojana 2021

Along with the eligibility criteria, there are some important documents that need to be submitted. Listed are some that you cannot ignore:

• Land documents

• Identity card

• Aadhar Card

• Applicant’s residence certificate

• Bank account passbook

• Passport size photo

• Mobile number

UP Kisan Rin Mochan Yojana 2021 Eligibility Criteria

• The entire land owned by the Small farmer should not be more than 2 hectares and by the marginal farmers should not be more than 1 hectare.

• Crop loans are taken by farmers for cultivation on government-leased land, as per the Revenue Records of the government.

• The farmer who shall take a loan, the bank branch from where the loan is taken and the farmer’s owned land, all shall be in the state of Uttar Pradesh.

• The farmer whose crop loans were restructured because of natural calamities as per the guidelines of the Reserve Bank of India (RBI) can only get the coverage under this scheme.

Major Benefits

The farmer is eligible to get some of the best advantages such as:

• Under the Farmers’ Debt Relief Scheme 2021, there is an agricultural loan of up to Rs 1 lakh that can be waived for small and marginal farmers of the state.

• Under this scheme, more than 86 lakh farmers of Uttar Pradesh shall be waived off against crop loans taken by them.

Key Features of Scheme

The Uttar Pradesh Government shall offer the redemption of the loan up to INR 1 lakh to individual small and marginal farmers. Those farmers whose crop loans were disbursed by lending initiators before 31st March 2016 will be eligible for it.

In order to calculate the amount for the loan redemption, there is a method. This includes the outstanding amount as of 31st March 2016 will lessen down by the credits that were received from the farmer at the Financial Year (FY) 2016-17 for which there will not be any money withdrawn by the farmer.

Conclusion

There is no doubt that agriculture is the primary activity carried out in India. But with farmers that are already residing in Uttar Pradesh who are more than 70% already connected with farming, they don’t have a much better economic condition. Seeing the bad situation of the UP farmers, the chief minister has come up with this scheme. The legible farmers can see their name on the list using an online portal. This means they don’t even have to travel often to the main office when things can be done with just a few clicks. With the average income of the farmer less than the national income of any other person, there is no doubt that farmers are living a struggling life. They must often take the loan for a survival measure. Plus if they lose any kind of crops they have to face a huge loss due to which a lot of farmers also commit self-immolation and enhancing this scheme is a good approach the state government has made.

Questions and Answers

How to Check UP Kisan Karz Mafi Loan Status?

There is a process that needs to be followed. It is quite simple. The stepwise details are given below:

• Visit the Official Website UP Kisan Rin Mochan Yojana 2021 i.e. www.upkisankarjrahat.upsdc.gov.in.

• On the homepage "Click on Status of your debt redemption" to check the upkisankarjrahat.upsdc.gov.in list.

• Another page with the Application Status (Track Loan Redemption Status) form will open on the screen.

• You can check UP Karj Mafi List you need for which you must enter all the information asked on that page

• Details such as Bank Details such as District, Branch, Kisan Credit Card Number (KCC) and Mobile Number must be entered correctly.

• Enter the Captcha to proceed to get the UP KCC Mafi List.

• Click on the “Submit and generate OTP Button” button to submit the details

• You can even press on “reset” if you want to rearrange the details.

• You shall then get the OTP on your registered Phone Number.

• Check your UP Kisan Karj Loan status on the screen after entering the OTP you received.

How to see UP Kisan Debt Waiver List 2021?

The Uttar Pradesh state government has already received quite a number of application forms for the scheme on the official portal. In order to see UP Kisan Debt Waiver List 2021, there is a process that needs to be followed. It is quite simple. The stepwise details are given below:

• Visit the Official Website UP Kisan Rin Mochan Yojana 2021 i.e. www.upkisankarjrahat.upsdc.gov.in.

• On Homepage, Click on UP Kisan Debt Waiver List

• You can then see the list from which in order to search for your name, you must enter your name and surname with basic Aadhar details.

• How to Step to Apply Online UP Kisan Rin Mochan Yojana 2021 Application Form

• There is a process that needs to be followed. It is quite simple. The stepwise details are given below:

• Visit the Official Website UP Kisan Rin Mochan Yojana 2021 i.e. www.upkisankarjrahat.upsdc.gov.in.

• On the Homepage, click on the “UP Kisan Rin Mochan Yojana Apply Now” Link.

• There will be a new page by the name of the Registration Form displayed on the screen.

• Enter the required information like the details such as name, father name, date of birth, gender, aadhaar and other information be put

• Upload documents all the important documents asked and rechecked the details before submission.

• Hit submit and your application form will be submitted

How to make an Online Complaint?

There is a process that needs to be followed. It is quite simple. The stepwise details are given below:

• Visit the Official Website UP Kisan Rin Mochan Yojana 2021 i.e. www.upkisankarjrahat.upsdc.gov.in.

• On the homepage click on the section “File a Complaint” link visible at the top of the page in the menu bar.

• Follow the “Complaint / Reference (For Citizens) associated with Kisan loan redemption scheme” “COMPLAINT / REFERRAL RELATED TO FARMER LOAN REDEMPTION SCHEME (FOR CITIZENS)” link.

Follow the below-stated instructions for new complaints or can check the status of an old complaint.

Register New Complaint –

• “Hit to register a complaint.” to register an online complaint.

• A complaint window will be open on a new window.

• Fill in the relevant details and click on the “Submit” button.

How to Check & Track Complaint Status?

• Visit the Official Website UP Kisan Karj Rahat List 2020 and 2021 i.e. www.upkisankarjrahat.upsdc.gov.in.

• On the homepage click on the section “View complaint status” link visible at the top of the page in the menu bar.

• Enter your Complaint Number and Mobile Number already registered while making a complaint.

• Hit on the “Submit” button to view the complaint status that will be displayed on your screen.