Pradhan Mantri Garib Kalyan Yojana (PMGKY) 2020
Pradhan Mantri Garib Kalyan Yojana or PMGKY was launched in 2016 by the Government of India. This scheme was introduced for the welfare of poor people.
As we know, our country is going through distress because of the COVID-19 situation. People can’t go out of their houses because of lockdown. Because of lockdown, the earnings of ordinary people have been stopped.
Everyone is facing difficulties, especially poor people, as most of them are unorganised workers. So, to help those people in need, The Government of India has introduced a relief package of 1.7 lakh crore under the PM Garib Kalyan Yojana.
These relief packages will be provided to the poor people, widowers, women, senior citizens, farmers, daily labourers, migrant workers, SHG, physically challenged for surviving during the lockdown.
People who fall under this scheme will be provided money which will be directly transferred to their bank accounts and food items which will be provided to them in the ration stores. There are many more benefits that will be provided by the government under the PMGKY 2020 scheme, to know more about it read this article carefully.
Benefits of PMGKY
On 26th March 2020, the Finance Minister Nirmala Sitharaman has announced that relief packages will be provided to the poor people under the PMGKY scheme. She discussed the benefits of PMGKY and who will be benefited by this scheme.
5 kg free wheat/rice
The ration cardholders will be provided with an additional 5 kg of wheat/rice for free for the next 3 months.
1 kg free pulses
The ration cardholders will also be provided 1 kg of free pulses for the next 3 months.
Hike for MGNREGA Worker
The workers who are registered under MNREGA will get a hike of ₹20. Earlier they used to get 182 after the hike of 202.
The Government of India will provide 50 lakh of medical insurance to the healthcare workers like the doctors, nurses and others.
PM Kisan Yojana
Farmers who are waiting for the next due instalment and those who didn’t get any instalment under PM Kisan Yojana will get their instalment within the first week of April 2020.
Employees Provident Fund (EPF)
The government is going to pay the EPF for both employees and employers. This is for those companies where there are less than 100 employees and have a monthly income of less than ₹15,000. The government will pay 24% of it for the next 3 months.
The extra benefit for widower/old age/disabled pensioner
Poor widowers, senior citizens, disabled persons who get pension will also be provided ₹1000 per month by the government for the next 3 month. The money will be credited to their bank accounts directly. This step is taken by the government to help the needy during the lockdown.
Jan Dhan Yojana account holder
The government will provide ₹500 per month to women who have Jan Dhan accounts for the next 3 months. The amount will be transferred to their bank account directly.
Under the Ujjawala Yojana scheme, the government will provide free gas cylinders to the ujjwala gas holders for the next 3 months.
Self Help Group (SHG)
The SHG workers will get an extra 10 lakh collateral loan as announced by the Finance Minister Nirmala Sitharaman. Earlier, they used to get 10 lakh, now it’s a total of 20 lakh. Under this scheme, they don’t have to provide any security.
The PF scheme will be regulated because of the COVID-19 situation. It will allow the non-refundable advance of 75% of the amount standing credit to the user or wages for 3 months, whichever is lower.
The government has around 31,000 Cr fund for the welfare of the construction workers. It will help the daily workers during the lockdown as they won’t be able to work during this pandemic situation.
Frequently Asked Questions
Q. When was PMGKY launched?
PMGKY was first launched in December 2016 by the Government of India.
Q. Why was PMGKY 2020 launched?
PMGKY 2020 was launched to help the poor people during the lockdown given by the government because of the COVID-19 situation.
Q. What are the benefits of PMGKY 2020?
The main benefit of PMGKY 2020 is that the beneficiaries will be provided money and food. It will help them to survive during the lockdown.
Q. How much insurance will be provided to the healthcare workers by the government?
The government will provide 50 lakh of insurance to the healthcare workers who are fighting the pandemic 24*7.
Q. How much wheat/rice will be provided to the beneficiaries under PMGKY?
The beneficiaries will be provided 5 kg of free wheat/rice under PMGKY scheme.
Q. How much money is provided to Jan Dhan account holders?
Women who have a Jan Dhan account will be provided 500 per month by the government for the next 3 months.
Q. Do we have to fill-up any application form for the PMGKY scheme?
No, there is no application form issued under the Pradhan Mantri Garib Kalyan Yojana.
Q. How much wage is increased under MNREGA?
There is a hike of ₹20. Therefore, now the workers get 202.
Q. For how many months the government will provide benefits under PM Garib Kalyan Yojana 2020?
The beneficiaries will be provided benefits for 3 months by the government.
Q. For how many months cylinders will be provided free of cost?
The government will provide free cylinders under Ujjawala Yojana for 3 months.
Q. What is the full form of PMGKY?
The full form of PMGKY is Pradhan Mantri Garib Kalyan Yojana.
Q. Are there any benefits provided to the ration cardholders?
The ration cardholders will be provided 5 kg of wheat/rice and 1 kg of pulses free of cost.
Q. How much money will the pensioners be provided?
The senior citizens, widowers, disabled people who receive a pension will be provided extra ₹1000 in their bank accounts by the government of India.
Q. Why is there a Lockdown in the country?
The Government of India has declared a Lockdown in the country because of the COVID-19 situation.
Q. Will all the people benefit from the PM Garib Kalyan Yojana?
No, just the people who fall under the PMGKY scheme will be benefited.