Pradhan mantri yojana


Housing is one of the basic needs that every citizen is entitled to get. Even if there are upper and rich classes who can afford to buy a home easily but in a country like India, most of the class living is either poor or the middle class and are still struggling to avail themselves even the basic facilities. Considering this situation, the Indian government has come up with pradhan mantri yojana. There is an online application form that a candidate must fill up and submit in order to be eligible for this scheme.

Know more about Pradhan Mantri Awas Yojana:

Pradhan Mantri Awas Yojana was launched by the Indian government in the year 2015. This scheme operates with an intention to offer the housing pmay subsidy that has got basic amenities to all by the year 2022. The scheme in order to be availed needs the applicant to apply online. The form for this year is out already. Those individuals willing to avail the benefits of the scheme can fill-up the form easily and then even download it for their personal use. The scheme is operational and can offer housing with basic amenities. Pradhan mantri mudra loan is one social welfare program that gives individuals a scope to avail the home loan subsidy up to 6.5% on the home loan rate of interest.

The recent update on the scheme

Pradhan mantri rojgar yojana scheme so far is divided into three phases which shall last till March. There are two segments of it. The first one is PMAY Urban and the other one is PMAY rural. The final date to apply for the scheme in March of this year. As per the announcement made by the government the final date to apply under the scheme of Credit Linked Subsidy can even extend.

Pre-application process for House Under Pradhan Mantri Awas Yojana

The Ministry of urban and housing development has made a setup that includes a simple process. It lets the people go ahead and apply for the house under the scheme. The form consists of two pages that a person is expected to fill up. It has got all the details and the benefits of the same are:

  • Page 1: You need to enter the Aadhaar number for which there will be verification done. The application will then go-ahead to the next page. The government will then use this number to make sure that the individual applies for the scheme and will not defraud the system at any point.

  • Page 2: On page 2 the mudra scheme applicant must put all the personal details like current and permanent residential address, family head, and date of birth to name some.

Application of Pradhan Mantri Awas Yojana in two categories:

There are other 3 components of pm modi yojana which are said to be for the beneficials like The Economically Weaker Sections (EWS), Middle Income Groups (MIGs), and Lower Income Groups (LIGs) under this scheme. 

  • For EWS- the capital annual income is Rs 3lak. 

  • For LIG, the cap annual income is between Rs.3 lakh and Rs.6 lakh

  • For MIG the cap annual income is between Rs.6 lakh and Rs.18 lakh

The pradhanmantri aawas component of CLSS can be used by the LIG and MIG categories. EWS on the other side is also eligible under different verticals for further assistance.

Slum Dwellers –

This is an area where more than 70 households or nearly 300 people stay in the residence which is not built well. The environment of such areas is not hygienic and can lack improper infrastructure drinking water and even sanitation facility.

Online Process to Apply for Pradhan Mantri Awas Yojana Benefits 

In order to avail the advantages, it is important for the applicants to offer the personal information for scheme application. The mudra loan details are:

  • Log on to the Pradhan Mantri Awas Yojana at official site 

  • Then you shall see the PMAY Login Screen in which you need to select the option of ‘Benefits under the other 3 components. You simply have to click the dropdown Citizen Assessment’ 

  • Now put the Aadhar number in detail and hit submit. 

  • Later fill up all the important data such as income, name, no. of family members, contact number, caste, region, and like.

  • Once all the awas yojana list details are filled up, write down the captcha code that you can see and hit submit. 

  • This would help you finish the pradhan mantri awas yojana online process. In case there is any kind of error while typing, you can make the changes in the form taking Aadhar number and application number help.


The form of mudra loan scheme is available on the official website of PMAY. The final date is March of this year while you can even apply under the credit-linked subsidy capital. Those candidates who are interested to apply under the Benefit Under Other 3 Components’ and For Slum Dwellers’ categories can do so. While candidates before application need to understand the PMAY Scheme Eligibility criteria and fill-up the form only if they are eligible. With schemes like these, the government is looking forward to giving a better housing platform to all those members who are already struggling to make their mark in a country like India where land has always been a concern. This scheme gives an online process for pradhan mantri awas yojana urban application so that you can save ample of your time.

Questions and answers:

Who can apply for the house that is under PMAY?

The Indian citizen who belongs to Low-Income Groups (LIG) and Middle-Income Groups (MIG) can apply under the PMAY scheme.

Does the application give me money?

If you apply online, you can finish the fee process. On the other hand, if you apply using CSC then you need to pay fees of Rs.25

Is it possible for the person to apply twice?

No to apply for this pradhanmantri rojgar yojana scheme two times is not allowed. However, the government shall take your Aadhar number when you apply which would give them clarity on whether you are defrauding them and for which there are chances of imprisonment and penalties.