Sarbat Sehat Bima Yojana {सरबत सेहत बीमा योजना}

Overview

The scheme, Sarbat Sehat Bima Yojana was announced by the Chief Minister of Punjab. The main objective behind this scheme is to provide cashless treatment to all the Punjab state residents. Under this scheme, the cashless treatment will be provided to the state's needy families so that they can go to the hospital for their checkup and undergo surgeries without any financial worries. Under this scheme, yearly incentives are also provided by the state government.

COVID-19 Insurance

The Punjab government made an announcement related to the insurance for the frontline workers who are working during the COVID-19 Crises. This includes sanitation staff, Safai karamcharis, ward boys, doctors, specialists Asha workers, paramedics, technicians, nurses, and other health care, workers. The compensation under this plan will be the amount of Rs. 50 Lakh is given to the beneficiary in case of an accident. This scheme came into effect after 30 April 2020 and pertinent for 90 days.

Beneficiary Statistics

Incentives Provided under Sarbat Sehat Bima Yojana

Incentives that are presented to the needy families of Punjab state by the government explained below. Some of the finalized benefits for the low-income families of the state are given below:

• Under this plan, a cashless health insurance cover of Rs 5 Lakh per family provided per year, and with the help of this amount, the people can overcome their burden of financial worries.
• There are 1396 packages for Cashless secondary care and tertiary care treatment in public under this scheme and the impaneled private hospitals of Punjab and Chandigarh.
• 124 packages are reserved for Government Hospitals under this scheme.
• Under this plan, the person can get a treatment package of 3 days' pre-hospitalization and 15 days' post-hospitalization expenses.
• There are a lot of significant diseases that are covered under this scheme.

Types of Beneficiaries

There are many types of beneficiaries covered under the Sarbat Sehat Bima Yojana launched by the Chief Minister of Punjab. The different categories of recipients under this scheme are mentioned below:

NFSA Ration Card

14.86 Lakh under SECC and 20.43 Lakh Smart Ration Card Holders.

Construction Workers

2.38 lakh construction workers are under construction welfare board.

Small Traders

0.46 lakh families are under the Excise and Taxation Department of Punjab.

J-Form Farmers

4.94 lakh J-Form holder farmers are under Punjab Mandi Board, Government of Punjab.

Small and Marginal Farmers

2.76 lakh Small and Marginal farmers are under Punjab Mandi Board, Government of Punjab.

Journalist

4700 Accredited and Yellow cardholder journalists are under PUNMEDIA, Government of Punjab.

Eligibility Criteria

The person must have to fulfill the common eligibility criteria to get the benefit of the scheme. The entire eligibility criteria for this scheme are given below:

• The applicant who wants to get benefits of this scheme must be a resident of Punjab state.
• The candidate must belong to the categories that are mentioned above.
• The person must belong to below the poverty line category to get the benefits.
• The candidate must hold a ration card.

Documents Required

The candidate must have to submit some required documents to complete the process of registration. All the required documents are mentioned below:

• NFSA Ration Card (For Smart Card Holder)
• Labor card (for construction workers)
• PAN card (for small businessmen)
• Aadhaar Card
• Mobile Number
• Latest Photo

Registration Process for Sarbat Sehat Bima Yojana

There is no fixed registration process for the beneficiaries to get the benefits of this scheme. The selected list of the beneficiaries has been prepared by the concerned authority that is made based on the people who are below the poverty line and some of the ration cardholders as well as also as per the different categories of the beneficiary that is mentioned above.

Process to Check the Beneficiary List

The person can visit the official website of the scheme to get a facility to check the eligibility of the application in the program. To check your eligibility, you must have to follow the following mentioned simple steps:

1. First, you have to visit the official website.

2. Now, click on the "IS MY FAMILY ELIGIBLE ? (ਕੀ ਮੇਰਾ ਪਰਿਵਾਰ ਯੋਗ ਹੈ?)" red button.

3. Now, you will see two options to check your eligibility namely:

• The first is Search by Aadhaar No / Smart Ration Card No / PAN No / Construction Worker ID No / Journalist ID No.
• The second option is Search by Name.

4. After this, you have to click on your desired option.

5. Enter the asked information.

6. Now click on the show status.

How to Check the List of Government Hospitals?

If you want to check the government hospitals list that is impanelled in the scheme, you must have to follow the simple steps that are given below:

1. At first, you have to visit the Official Website.

2. Now, go to the menu and click on the "Government" under "Hospitals" menu item as shown below.

3. On the new webpage, you have to choose:

• District
• Specialty

4. Now click on show hospitals.

5. The list of all the hospitals will be displayed on your screen.

How to Check the List of Private Hospitals?

To check the private hospitals' list that is impanelled under the scheme, you must have to follow the simple steps that are given below:

1. At first, you have to visit the AB-SSBY Official Website.

2. Now, go to the menu and click on the "Private" under "Hospitals" menu item as shown below.

2. On the new webpage, you have to choose:

• District
• Specialty

3. After this, click on the show hospitals.

4. The list of all the hospitals will be displayed on your screen.

Helpline Contact Details

If the person wants to get any help or wants to get an answer to his queries can freely contact the following mentioned details.

Address:- E-Block, Third Floor, Punjab School Education Board, Sector-62, SAS Nagar (Mohali) (visiting hour: Monday-Friday: 9 am to 5 pm).

Email ID:- [email protected] 

For any clarification, information, or complaints, you can contact at Toll-Free No. 104 or 14555.

Frequently Asked Questions

Q: When and by whom Sarbat Sehat Bima Yojana was launched?

The Sarbat Sehat Bima scheme was launched by Punjab Chief Minister Captain Amarinder Singh on 1 July 2019.

Q: How many families of Punjab will be able to get the benefit of this scheme?

43.13 lakh families of Punjab state will get the benefit of this scheme.

Q: How much amount will be provided to a person under this scheme?

Under this scheme, every beneficiary family will be able to get health insurance of 5 lakhs per year.