Sarva UP Gramin Bank IFSC Code
Overview
- Sarva UP Gramin Bank is formed after the collaboration of four rural banks in UP which are Kisan Gramin Bank, Budaun, Uttar Pradesh Gramin Bank, Meerut, Devi Patan Kshetriya Gramin Bank, Gonda and Rani Laxmi Bai Kshetriya Gramin Bank, Jhansi. The bank was first established on 30 November 2007 and it is popular for rural banking. From the latest data of 2017, it has many positive customers including many rural areas. It is one of the popular banks in India which has centers in around 501 locations with more than 17 districts of UP. The core banking system of Sarva UP Gramin Bank offers a secure platform for net banking. The net banking facility can be used to do online transactions but it requires an IFSC code to add the beneficiary.
- To do online transactions users need details like Name, Bank Account Number, IFSC code, and address. These details are being used by banks for authentication of the bank account. IFSC code is unique for every branch of Punjab National bank and users need to enter the correct code for all online transactions.
About Sarva Up Gramin Bank
- Sarva Up Gramin Bank is a Gramin Bank in India established on 30-11-2007. It is headquartered in Meerut and its address is C-39/5, Jagriti Vihar, Meerut. It has 451 branches across the state.
- It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, loans, personal loans, Netbanking, RTGS, NEFT, IMPS, Atal Pension Yojana, Pradhan Mantri Jandhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and many more.
Sarva Up Gramin Bank Education Loan Purpose
To provide financial assistance to the deserving/meritorious students in getting their education completed especially for higher education. The scheme aims to ensure that the deserving students may not lose opportunities for want of arrangements of funds.
Sarva Up Gramin Bank Eligible Courses for Education Loan
Education Loan can be availed under the following cases-
Graduate, Postgraduate, Diploma and Professional courses recognized by University Grant Commission, All India Council for Technical Education (AICTE) and the Indian Council for Medical Research, Government of India.
Job oriented Professional or Technical courses of reputed education institutes abroad, etc.
The government recognized or approved vocational or skill development courses.
Courses conducted by IIM, IIT, IISC, XLRI, NIFT, etc
Courses offered in India by reputed foreign Universities.
Other Courses leading to Diploma/ Degree, etc. conducted by Colleges/ Universities approved by UGC/ Govt./ AICTE/ AIBMS/ ICMS, etc.
Sarva Up Gramin Bank Education Loan Document Required
For salaried individuals
Duly filled up and signed education loan application form along with photographs
KYC (Know Your Customer)documents
Proof of Identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
Latest salary slip showing all deductions or Form 16 along with recent salary certificate
Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
Bank Statement or Bank Pass Book of having entries of last 6 months
Guarantor Form, Copy of admission letter or the Institute along with Fees schedule (Optional)
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
Detailed break-up of the costs of the course (Optional)
For all individuals except salaried
Duly filled up and signed education loan application form along with photographs
KYC (Know Your Customer)documents
IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant
Proof of Identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
Bank Statement or Bank Pass Book of having entries of last 6 months
Guarantor Form, Copy of admission letter or the Institute along with Fees schedule (Optional)
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
Detailed break-up of the costs of the course (Optional)
Sarva Up Gramin Bank Education Loan Amount
Banks offer loans of up to Rs 10 lakh for courses in Indian colleges and up to Rs 20 lakh for studies abroad as per Indian Banks' Association norms. The quantum of a loan depends upon the course and the institution offering this course.
Mode of Repayment of Education Loan
- Post Dated Cheque (PDC): PDCs are given by the borrower in advance to the bank. They will be for future dates. Bank will deposit the cheque on the date mentioned on the cheque. This mode used to be opted by the borrowers when there were no online repayment options available. This mode is no longer popular and is used by very few borrowers.
- Electronic Clearance System (ECS): This mode is very popular and most of the borrowers opted for this mode of repaying the loan. It is an electronic mode for transferring the EMI from the borrower's bank to the lender's bank.
- National Automated Clearing House (NACH): NACH is a facility offered by the National Payment Corporation of India (NPCI) for the online transfer of funds on the due date. This system has come into force recently and is preferred by many people. The benefit of this mode is that it allows transactions to be processed in real-time.
- Standing Instruction (SI): It is an order or instruction which the account holder gives to his/ her bank to pay a fixed amount to another bank/ account at a regular interval. It is also used by many borrowers to pay EMIs as EMI is a fixed amount. SI is not suitable for variable amounts.
Features of Online Banking
Account balance check
Sarva UP Gramin Bank mobile banking services enables you to check your account balance anytime, anywhere. Just open our app, select your account and enter your secret PIN - you’ll be able to see your account balance immediately. This is a free service and works 24x7.
Fund transfer
Using Sarva UP Gramin Bank mobile banking services you can easily transfer money to anyone in India in real-time. You can transfer up to Rs. 1,00,000 per day using a bank account. The best part about this money transfer service is that it even works at night, on holidays and weekends. We support over 140 banks in India for fund transfers. There are no charges for doing a fund transfer from your account.
Mobile & DTH recharge
Online banking services enable you to easily recharge your mobile phone or DTH account. We support all mobile operators like Vodafone, Jio, Idea, MTNL, etc. as well as all DTH providers such as Tata Sky, Sun TV, Dish TV, etc.
Bill payments of mobile, electricity, gas
Mobile banking services enable you to pay your utility bills such as mobile, electricity, gas, landline, broadband, water, etc. directly from your Sarva UP Gramin Bank account. We support all utility providers in India and payments are made immediately from your bank account. After payment, bills are settled immediately and you’ll also get notification from your biller.
Credit card bill payment
Digital banking services enable you to pay the credit card bill of any bank in India such as HDFC, SBI, ICICI, Axis, Kotak, Standard Chartered, Citi, American Express, etc. Credit card bill payment works in real-time and your bills are immediately settled from your Sarva UP Gramin Bank account. After payment, you also get a notification from your credit card bank about payment settlement.
Insurance buying and premium payment
Using the app you can buy new insurance as well as make payment for existing insurance policies. You can directly buy or renew insurance policies from your bank account.
Donate money
Donating money is a good deed. Using digital banking services you can also donate money to noble causes such as CRY, Save The Children, Indian Army Welfare Fund, Tata Memorial Hospital, etc.
View transaction statement
When one performs so many types of transactions via Sarva UP Gramin Bank mobile banking services, it is important to keep track of transactions hence in the app you will be able to view all your transactions.
Check EPF balance and EPF passbook
If you are depositing money in your EPF account on a monthly basis but are unsure of how much balance is there in your EPF account then our app provides this feature wherein you can activate your Employee Provident Fund account online and immediately see available balance & passbook.
Conclusion
The customer support team at Sarva UP Gramin bank are always ready to solve customers’ issues in the least possible time. The toll-free number to reach customer care is 1800-180-7777. Even if you got stuck in your transactions or you need any assistance regarding the account details just reach to the customer care team for assistance.
Questions & answers
How to follow for the successful activation of your bank account?
The customers will need to go to the following website’s link and it will direct the customers to the play store https://play.google.com/store/apps/details?id=com.SUPGBGBMobileBankingApp for downloading the mobile banking app.
When you install this app, you will be able to get an option to log in. After logging in with your mobile number and other internet banking details, you can choose to start using the banking services.
You will need to set a login PIN which will be needed to be used by every customer for accessing their mobile account.
The bank website would help you in accessing your mobile banking account if you get any problems while logging in or using it.
How to Activate Sarva UP Gramin Bank Mobile Banking?
The customers who are looking forward to using the best facilities provided by the Sarva UP Gramin Bank can choose to download the mobile banking app provided by the bank.
The bank has always tried to provide the best services to their customers and mobile banking is one of them.
By using mobile banking services, the customers won’t need to visit the bank but they can do the banking work within minutes.
The customers will be able to use the banking services with their hands only without going anywhere.
For using mobile banking services, the customers need to have an internet connection and they also need to register their mobile number to their own bank account.
How to Register yourself for the Sarva UP Gramin Bank Mobile banking services?
The customers can choose to go to the nearest bank branch where they can register themselves for mobile banking.
The customers can submit the given documents for the registration of mobile banking: Voter ID Card photocopy, Passport photocopy, PAN card, license photocopy, and other IDs.
The customers can also choose to go to the nearest ATM to enjoy the banking facilities.