Sehat Bima Yojana


The Chief Minister of Punjab has announced one of the best schemes so far which is Sarbat Sehat Bima Yojana. The primary reason for coming up with this scheme is to offer free treatment to the Punjab state citizens. The Sarbat Sehat Bima Yojana shall have cashless treatment for the people of the state. This means when they go to the hospital and the doctor advises for certain surgery then they can do it simply without any kind of financial stress. Other than this, there is also an annual incentive given under this scheme

Benefits of Sarbat Seva Bima Scheme

Through this scheme, the applicant will be able to avail of the annual cashless treatment which shall be up to 5 lakh every year. This would include pre-existing diseases. The beneficiary however must make sure the best possible treatment is given to the beneficiary that too for free.

The scheme would make sure the medical treatment benefits are cashless for which the benefit would be toil 5 lakhs that too for more than 1396 different diseases. The diseases shall cover the cancer treatment, cardiac surgery, and even the joint replacement process along with emergent cases treatment

More than 1300 packages are designed for cashless secondary care. Besides, the tertiary care treatment would also be given in the private and government hospitals in Punjab and Chandigarh.

The treatment includes some of the major diseases that are reserved for government clinics.

The package of the treatment is available for pre-hospitalization for 3 days and hospitalization after 15 days.

Beneficiaries to be Benefited in Six Months

Under the scheme of Sarbat Seva, the beneficiaries are given health insurance of Rs 500000. The officials directed the Punjab Health Minister Balbir Singh Sindhu for enrolling all the beneficiaries of Sarbat Seva Bima Yojana in the 6 months. This way the beneficiaries who are eligible would be able to avail of the Sarbat Sehat Bima Yojana Online Registration Scheme benefits.

  • In this scheme, there is an e-card that shall be expedited by the government. Nealy 46 lakh e-cards have been issued by the government.

  • The government is all set to boost up the e-cards process by organizing the camp at the village level in different districts.

  • The camps will then further be arranged by the departments and -cards will be prepared and given to the eligible farmers.

  • There will be special centers that would be setup for creating these cards so that the beneficiaries can be covered in less time

  • The mandi board has even been directed to come up with the camp in the market committee for registering all the farmers under this scheme.

  • There has also been an order given to the Excise and Taxation Department to organize an awareness campaign for those small traders who under this scheme.

Features of Sarbat Sehat Bima Yojana

This scheme was launched by the state government on Rajiv Gandhi’s birth anniversary on August 20, 2019.

  • More than 9.5 lakh of farmers will be covered in the thesis scheme from August 20

  • Different farmers will be covered during the first year of the scheme for around 5 lakh.

  • The board of the Mando shall be paying the whole insurance cover premium for all the farmers who will be eligible for the cashless treatment facility to Rs 5 lakh per annum.

  • There are pre-existing diseases that are also covered and the package of the treatment is included with 3 days of pre-hospitalization along with 15 days of the cost hospitalization expense.

  • The beneficiary can avail the health services at the government and impaneled private hospitals of Punjab and Chandigarh.

Sarbat Sehat Bima Yojana Cards

Since this will be a cashless treatment, that means the credit-only treatment will be given up to 5 lakh. The recipient needs to get a card to exploit. With the right guidance on such a card, they will be then entitled to get credit-only treatment. They also must show such cards at the medical clinic during a therapy hour and also the emergency click that will give them credit only therapy till 5 lakh. Such a card will be made to help communities by paying the expense of Rs 30.

Sarbat Sehat Bima Yojana COVID 19 Insurance

As per the pandemic announcement that has been out already, there will also be COVID-19 Insurance based service for the frontline workers given. This includes the safikarmaris, doctors, paramedics, nurses, hygiene workers, ward boys, specialist ASHA workers, technicians, and other health care workers. The amount of 50 lakh for such workers will be paid as compensation for the beneficiaries if there is an accident.

Types of Beneficiaries under the Sarbat Seva Bima Yojana

under the Sarbat Seva Bima Yojana, there are different types of beneficiaries covered. This scheme is launched by the Chief Minister of the state of Punjab. There are different beneficiaries’ categories that are stated below:

  • Small and Marginal Farmers – 2.76 lakh small and marginal farmers under Punjab Government Mandi Board

  • NFSA Ration Card – 14.86 Lakh and 20.43 Lakh Smart Ration Card Holder under SECC

  • Small Business – 0.46 lakh families under Excise and Taxation Department of Punjab Government

  • Journalist- 4700 recognized and yellow cardholder journalist under PUNMEDIA, Government of Punjab

  • Construction Workers – 2.38 lakh construction workers under Construction Welfare Board

  • J-Form Farmers – 4.94 Lakh J-Form Holder Farmers under Punjab Government, Government of Punjab

Incentives under Sarbat Sehat Yojana

There will be incentives that shall be given to the poor families of the Punjab state. Some of the advantages for Sarbat Sehat Bima Yojana Beneficiary List are listed below:

  • 1396 packages for cashless secondary care and tertiary care treatment

  • Cashless health insurance cover Rs 5 lakh per family per year

  • 124 packages reserved for treatment of major diseases at government hospitals

  • 3 days pre-hospitalization treatment package and 15 days post-hospitalization expenses are available.

Eligibility Criteria

  • The candidate should belong to the below-mentioned categories.

  • The applicant must have a ration card.

  • Applicant must be resident of Punjab State

  • Applicant should belong to the below poverty line category.

How to apply for the Sarbat Sehat Bima Yojana Registration

There is no specific registration process for such a scheme. The selection is done by the official authorities based on those who are below the line of poverty and are holders of the ration card and fall under different beneficiary categories.

How to Check Sehat Bima Yojana Beneficiary List Online

There is a stepwise process that you need to follow to check the Sehat Bima Yojana Beneficiary List Online

  • Visit the official website of the State health agency, Punjab

  • A homepage will open where you need to click on the option of Check Eligibility Under AB-SSBY  

  • Another page shall open for you where you will have two options to check the eligibility such as: 

  • Search by Name

  • Search by Aadhaar No./ Smart Ration Card No./ PAN No.

  • Fill the information in the form as asked

  • Click on the show status option.

  • The details will be open on your device screen.


To improve the facilities of the hospital for the Punjab residents, the state has come up with the Sarbat Sehat Bima Yojana. This is one efficient scheme that offers all kinds of support, especially which is needed in this pandemic crisis. The scheme includes cashless treatment and even insurance coverage which is important in today’s time. With such a scheme, at least people will have better security in the future.

Question and Answers

How to Search Common Service Centre?

There are certain steps that need to be followed to Search Common Service Centre

Visit the official website of the State health agency, Punjab

On the homepage click on the option of “Common Service Centre” that you can see under the citizen’s corner option in the menu. 

A new page will open in front of you. 

  • Select your district from the dropdown list.

  • Once the district is selected press the search button.

  • The common Sarbat Sehat Bima Yojana Hospital List will open on your device.

How to Check for Disabled AB-SSBY E-Card?

There are certain steps that need to be followed to check the Disabled AB-SSBY E-Card:

  • Visit the official website of the State health agency, Punjab

  • On the homepage click on the option ``Check for Disabled AB-SSBY E-Card” that you can see under the citizen’s corner option in the menu. 

  • A new page will open in front of you.

  • Enter all the information asked in the form 

  • Enter the required details in the form 

  • Click on the search button.

  • The details will be available on a computer screen.

How to Download Referral Slip PDF Online

  • Visit the official website of the Ministry of Health and Family

  • On the homepage of the website, you must click on the option of “Referral Slip Format” in the Hospital section in the menu. 

  • A new page will open

  • You will see a referral slip PDF.

  • You can download this slip and use it whenever required.