UAN Passbook

Contents
  1. Overview
  2. What exactly is a UAN
  3. Information In the EPF UAN Passbook
  4. Why is the UAN passbook a must
  5. Conclusion
  6. Questions and Answers

Overview

  • Saving money is always a good habit. Savings help in preparing and planning for a sound future. To promote the attitude of saving for a happy retired life, investments in a provident fund are one of the most common avenues. UAN passbook is an investment fund summary wherein the employee and employer/government contribute toward an employee’s retirement corpus.
  • All provident fund investments are made in the account maintained by the EPFO (Employees Provident Fund Organization). The EPFO allocates a Universal Account Number (UAN) for such accounts. The Universal Account Number is a unique 12-digit number allotted by the EPFO to all its members. It is an identification number for the members, who are entitled to the provident fund. Irrespective of changing jobs, the UAN remains the same. The services provided by EPFO are all accessible online.

What exactly is a UAN

A UAN is a permanent 12-digit unique number that remains valid throughout the life of a member. The UAN does not change even if an employee changes their employment. UAN helps in the automatic transfer of funds and provident fund withdrawals. The benefit of EPF passbook is that once a member has activated his or her UAN on the unified portal, they can enjoy downloading, printing updated passbooks, and UAN card anytime.

Information In the EPF UAN Passbook

The UAN member passbook gives all details of credit, debit, and balance. You can see the following information from a UAN passbook:

  • PF Member ID

  • Personal Details

  • Date of joining

  • Establishment code

  • PF office

  • EPF Transfer Details

  • Balance of Employee Contribution to EPF account

  • Total EPF balance Monthly Contribution Employers contribution to EPF account

  • Employee Contribution to EPF account Pension Contribution

Why is the UAN passbook a must

In the UAN EPF passbook login, there will be your establishment ID and PF member ID. You can know the PF member ID anytime using the EPF passbook. 11 Reasons Why You Should Have A PF Account?   

  • Track account

The passbook will function as the usual bank passbook. You would see the entry of each month in the passbook. Each row in the Passbook will show the EPF contribution by the employer, EPF contribution by the employee, and the pension contribution. By following the UAN passbook, you can keep track of your contribution. The tracking of the Passbook can avoid many problems.

  • Pension account

The employer share would be less than the employee share because a part of the company's share is used for the pension account. The contribution amount does not change unless there is a change in your basic salary. The EPF member passbook states your pension contribution. You should also check the total balance amount to get an idea of your retirement savings. It is given at the end of the UAN passbook. If you have an idea about your EPF account balance, It will help you in retirement planning.

  • Follow employer

You can follow the activities of your employer. The UAN member passbook shows whether your employer is contributing at frequent intervals or not. Many companies do not make PF contributions regularly.

  • Know the errors

You can know any error in personal details using this. Usually, it becomes very difficult to rectify personal details after leaving the job. You can also know the status of your EPF transfer application using a passbook.

  • Partial withdrawal

For marriage, education, and many other reasons, you can withdraw your EPF. The PF balance is necessary to know the partial EPF withdrawal eligibility and following the UAN passbook will assist you with this.

  • Interest rate

By following the passbook, you get to know whether your PF balance is earning interest or not. You can download your EPF passbook even after leaving the job.

Conclusion

It needs to be noted that to view your passbook you will first have to register yourself at EPFO. For this, you will have to activate your UAN number. By following the above-mentioned procedure, you can always authenticate your UAN number. After doing so, you will be able to review your passbook. Notably, the passbook will be available after 6 Hours of registration at Unified Member Portal. Also, changes in the credentials at Unified Member Portal will be effective at this Portal after 6 Hours.

Questions and Answers

How do you know the UAN Status?

The following steps are to be followed:

  • Visit the EPF portal https://www.epfindia.gov.in/ and click on ‘Our Services’ on the dashboard and click on ‘For Employees’

  • Click on UAN Online Service (OCS/OTCP)  

  • Click on the link ‘Know your UAN Status

  • You can either enter your PF number or member ID or PAN or Aadhaar number. Other details like date of birth and mobile number should be filled in as well.  

  • Click over “Get Authorization pin”

  • An authentication pin will be received in the registered mobile number. You will then be required to validate the pin by clicking ‘Validate OTP and get UAN’.

  • You will receive the UAN number and its status as a message in the registered mobile number.

How to apply for an EPF Passbook?

Members are required to be registered on the unified member portal to view the passbook online. After six hours of registration, members can view their passbooks online. However, the passbook facility will not be available for exempted establishments members, settled members, and inoperative members.

Step by step process to access your UAN login passbook online:

  • Visit the EPF portal https://www.epfindia.gov.in/ and click on ‘Our Services’ on the dashboard and click on ‘For Employees’

  • Click on ‘Member Passbook’

  • The following details must be populated to log in to access the account.  

  • EPFO services are also available on apps that can be downloaded from the UMANG website/from Playstore or app store. UMANG refers to the Unified Mobile App for New Governance.

How to check the balance on the UMANG App?

The UMANG app also has access to the PF passbook check. Follow these steps to check the account balance on your app:

  • Download the app on your phone;

  • Select the EPFO option on the app;

  • Click on the ‘Employee Centric Service’ option;

  • Enter the UAN of the account holder;

  • An OTP is received on the registered mobile number of the account holder;

  • To proceed further, enter the OTP received.

  • Click on ‘view passbook’ under the EPFO option.