Bihar Student Credit Card Yojana

Introduction

• The educational graphs of the state Bihar have been repeatedly showing poor results as compared to the rest of the States and now with the help of the scheme, the administration aims to increase the graph polls.

• The idea behind the launch of the Bihar Student Credit Card Yojana is to provide financial support services to Students from distressed families conveniently. The administration has launched the portal regarding it where all the public services are organized and explained properly, now the students can check out the portal and avail themselves the of benefits. 

• The Bihar Student Credit Card Yojana was inaugurated in the year 2016 on the Second of October.  

• A list of courses such as Bachelor of Science, Bachelor of Art, Post-graduation diploma course, Mass media Diploma course, Post Graduate Diploma in Bioinformatics, Bachelor in computer application, Master of Arts, Master of Science, Master of Library and Information Science, Master of Law, and Master of Computer Application, etc are offered to the students.

• The objective behind the Scheme is because many students who are good with academics but cannot continue their studies because of a lack of finance and now the government would provide them with education loans to carry out further higher education. 

Features and benefits regarding the scheme of Bihar Student Credit Card Yojana

• The government provides educational loans to students who belong to poor families for completing their higher education. Up to four lakh rupees loan can be raised through this scheme at a low rate of interest. 

• The rate of interest can be as low as one percent. 

• The financial assistance given by the government to the student is directly transferred to the bank account or directly to the educational institutes.

• The applicant can repay the amount whenever they wish to, mostly the repayment period begins after the course gets completed. 

• The loans can be availed without submitting any collateral. 

• The scheme stores the data and works digitally which improves the performance of the policy and makes it efficient and free from any kind of bias.

• If an applicant is interested in getting the perks of the scheme, then they can apply for it by two methods which are the offline mode or the online mode. 

• In the offline mode, the applicant needs to stop by any government bureaus. There they can fill out the form and submit the necessary documents to the clerk. 

This method is simple as it holds less confusion regarding the process of registration. 

• In the online mode, the applicant can visit the authorized website for the scheme and from the page where they can get a printout of the form, fill up the details then submit it along with the required documents. The online mode is convenient as it saves up the duration of time spent and cash of a person applying.

List of courses offered under Bihar Student Credit Card Yojana to the Students

There are various courses offered to the Students who gets admission in colleges through Bihar student Credit Card yojana such as Bachelor of Arts, Bachelor of computer science, Bachelor of commerce, Bachelor of Computer Applications, Information technology, Bachelor of Science in Agriculture, bachelor of library and information science, Bachelor of Hotel Management & Catering Technology, Bachelor of Technology, Hotel management, Bachelor of Engineering, Bachelor of Science in Nursing, Bachelor of pharmacy, Bachelor of Veterinary Sciences & Animal Husbandry, Bachelor of Ayurvedic Medicine and Surgery, Bachelor of Unani Medicine & Surgery, Bachelor of Homeopathic Medicine and Surgery, Bachelor of Dental Surgery, General Nursing and Midwifery, Bachelor of mass communication, Bachelor of Science in Fashion Design, Bachelor of Physical Education Degree, Bachelor of Education, Master of Science, Master of Technology, Bachelor of Physiotherapy, Bachelor of Occupational Therapy, Diploma in food processing, food production, Diploma in Food and Beverage Service, Bachelor of Fine arts, Bachelor of Business Administration, Diploma in Food, Nutritionist, Dietetics, Bachelor of Medicine, Bachelor of Surgery, Bachelor of Laws Courses, Legume Baccalaureus, etc.

Who can get enrolled in Bihar Student Credit Card Yojana?

To get qualified for admission, the student should fit into specific standards. And if the student passes the eligibility investigation, then he/she can go ahead and get enrolled in the university.

• To be capable, the first requirement for the student should be that he/she should be a continual inhabitant of the state Bihar as this Bihar Student Credit Card Yojana is being brought up by the administration of Bihar and its assets students from its geographical area only. 

• The next regulation noted under the Bihar Student Credit Card Yojana's program is that the student should not already have enrolled in another university as this University works to take admissions of only those who have completed their twelfth grade. 

• The third prerequisite is age eligibility as girls and the boys applying for the college should be above the age of eighteen years old and below the age of twenty-five years old. The reason for this is that the administration doesn't appreciate individuals under the age of eighteen years old because below that age they would be completing their school and after completing their school they can join the university.

• The fourth regulation is that the Bihar Student Credit Card Yojana takes up the admission of individuals based on 

their family income meaning that the scheme prioritizes students more distressed families more than the students whose families can afford their educational expenses.

• The fifth eligibility criteria which an individual should make sure of is that he/she should not have backside any payments previously with any of the Indian registered banks. Hence the applicant applying should be a liable inhabitant.

• The sixth requirement is regarding gender, both the girl's section and the boy's section of the society can get the subsidy under this scheme. The scheme also supports lesbians, gays, bisexuals, and transgender for admission and they are free from any kind of bias. 

• The seventh requirement for pursuing the scheme is that if the individual belongs from a distressed family, then an educational loan and the facilities regarding it would be provided to them by the scheme, also the government would undertake the loan passes from the student's side.

• The eighth regulation which should be complied with is that the individual should contain the educational qualifications as demanded by the scheme and submit the proof regarding their recent highest qualification. The applicant must have attained marks above fifty percent from a recognized board in their twelfth standard for undergraduate examinations. 

• The ninth requirement which is stated under the university's guidelines is that the individual should have availed the minimum passing marks in the entrance exam of the university. The university conducts an entrance exam to select the students based on their scores. This entrance exam happens every year and three cut-off lists get published on an authorized website. 

is not biased should also be,

• The last regulation states that students belonging from any caste group can get enrolled and take admission in the university as the college is not biased for any caste group and they invite all of them such as Sc, st obc, should also be, and general caste.

Documents required for enrolling in the Bihar Student Credit Card Yojana 

*These documents are required by the scheme from the side of the applicant applying.

While filling out the application form, the applicant is required to submit a certain set of crucial documents along with the form.

• First, the documents regarding the identification or Aadhar card are the most crucial papers of all.

• Second, the documents stating citizenship as only the inhabitants from the state Bihar India can apply for the Bihar Student Credit Card Yojana. 

• Third, the certificate regarding the age should be attached as only the people who are eligible to attain the scheme's benefits should age above eighteen years old and below twenty-five years. People under this age gap can only certainly apply for the scheme.

• Fourth, the applicant should also carry a passport size photo as the photo needs to be pasted on the right top corner of the application form and it is mandatory to attach the picture.

• Fifth, the bank passbook details should also be provided by the applicant to the government department so that the authority could directly transfer the respective amount to the applicant's account.

• Sixth, the documents stating the annual income of the applicant's family should also be provided to cross-check and evaluate the eligibility of the individual. 

• Seventh, the caste should be also specified by handing out the certificate stating the concerning proof.

• Eight, the document verifying the educational qualification of the individual should be attached.

• Ninth, the documents such as the driving license can be also handed out through this certificate is not mandatory.

• Tenth, the details regarding the permanent account number should be specified.

• Eleventh, the bills of electricity, water or telephone can also be submitted. These statements are optional documents. 

• Twelfth, the voter identification card is mandatory to defer as this is identification proof.

• Thirteenth, if the applicant has done any extracurricular activities or National Cadet Corps, biased then the certificate should also be delivered. 

• Fourteenth, the mark sheet of twelfth and tenth standards should be attached.

• Fifteenth, certificates such as migration certificate, character certificate, and transfer certificate should be also deferred. 

• Sixteenth, the other details such as mobile number, the email id, the area details, etc should be referred.

How to register and fill up the application for enrolling in the Bihar Student Credit Card Yojana

• For getting registered, the applicant should analyze the eligibility test and analyze whether they're eligible for the policy or not, and if they're eligible then they can stop at the authorized website of Bihar Student Credit Card Yojana https://www.7nishchay-yuvaupmission.bihar.gov.in/.

• From the homepage of the website, there would be a pop-up page on which all the necessary details should get filled up like the name of the user, age, citizenship, mobile number, email address, caste, etc. After filling up these details the system would send the verification code to the mentioned mobile number through the message to continue. After stating that code on the website, a username and a password would be allotted to the applicant and after this, their username would get registered. 

Online mode

• If the applicant is eligible then he/she can go ahead and up the application form. To fill it up, the applicant needs to again visit the authorized website of the Bihar Student Credit Card Yojana. From the cover page of the scheme, the user needs to log in through their registered username id and password. 

• After logging in, the user can check up on the page and read out the eligibility criteria or guidelines to cross-check it.

• To access and get enrolled in the university, the user should fill up the application form.

• On the home page, on the top right corner, there would be an option with a symbol of three dots. From that option, the application form would get opened then it needs to be downloaded. 

• After getting it downloaded the form needs to be printed out from any nearby print shop for filling up the details. 

• After filling up the details, the form should be scanned and then it can be submitted on the website or mail it on the authorized mail id of the scheme. 

(Note: The authorized website of the scheme is https://www.7nishchay-yuvaupmission.bihar.gov.in/

• The documents can also be mailed at [email protected])

Offline Mode

• If the applicant wishes to fill the application form offline mode, then he/she can visit any of the nearby government departments.

• From there, they would get a hard copy of the form from the office clerk present there. 

• The form then needs to be filled with all the crucial details and then it should be handed out along with the necessary documents.

The helpline contact number for enrolling in the Bihar Student Credit Card Yojana 

If the individual is facing any issue, then he/she can ring up the number of the Bihar Student Credit Card Yojana which is: -

• 9934070190

• 7739639697

• 7261054576

• 8544186002

• 9934316678

• 8877709408

• 9308990753

• 9472983382

• Toll-free number- 1800 3456 444

The students can also contact the university through their mail id by writing an email on their authorized email address which is:-

• [email protected]

• [email protected]

• [email protected]

• [email protected]

The student can also scan the authorized website of the Bihar Student Credit Card Yojana and check up on the familiar queries mentioned there, the authorized website is https://www.7nishchay-yuvaupmission.bihar.gov.in/.

Or the applicant can post the query letter to the office's following address: -

The campus of Sadar Prakhand karyalaya, Post Araria, Pincode: 854311

Repeatedly asked queries associated with enrolling in the Bihar Student Credit Card Yojana

Q 1) Who is the founder of Bihar Student Credit Card Yojana?

A 1) Mr. Nitish Kumar is the head of the administration team and he launched this scheme by showcasing his idea. The idea behind the scheme was to boost the state's educational development. 

Q 2) When was the Bihar Student Credit Card Yojana founded? 

A 2) The Bihar Student Credit Card Yojana was inaugurated by the Second of October 2016, though the scheme gets updated for its better working regularly.

Q 3) What is the helpline toll-free number of the Bihar Student Credit Card Yojana at which a student can ring and solve their queries?

A 3) 1800 3456 444 is the helpline toll-free number of the Bihar Student Credit Card Yojana at which a student can ring and solve their queries.

Q 4) What is the office address of the Bihar Student Credit Card Yojana at which a student can post their query letter?

A 4) The office address of the Bihar Student Credit Card Yojana at which a student can post their query letter is: - Campus of Sadar Prakhand karyalaya, Post Araria, Pincode: 854311

Q 5) Up to what amount of loans can be deferred to students under the Bihar Student Credit Card Yojana?

A 5) Up to four lakh rupees of loans can be deferred to students under the Bihar Student Credit Card Yojana. 

Q 6) What is the interest rate possible for female, transgender, and Divyang students, financing under the Bihar Student Credit Card Yojana?

A 6) Interest as low as one percent can get available for female, transgender, and Divyang students, financing under the Bihar Student Credit Card Yojana.