All India miss call balance
- Introduction regarding All India miss call balance
- Working of All India miss call balance
- Benefits regarding All India miss call balance
- The process to check the data using the all India miss call balance facility
- The process to get the number enlisted for availing the missed call banking facility
- The message format for different requests
- Banks and their miss call numbers
Introduction regarding All India miss call balance
The technology is now getting more and more advanced per day and the people are getting indulged with it. Everything is now available either online or offline mode but conveniently like the direct message without interest option.
There are apps such as Swiggy and Zomato for ordering food, Uber and Ola for booking taxis or rickshaws, Amazon, and Flipkart for getting other stuff.
The same is with money, now people can pay online by making digital transactions without actually exchanging paper money notes.
Or they can access the bank information by just dialing a number and at home, conveniently, they would get all the desired information.
Working of All India miss call balance
The Indian administration realized that many of the people residing in India are underprivileged and don't have access to an internet connection. So before, they had to do the banking work in an offline way only because of this drawback but then the banking institutions realized this loophole and they introduced the missed call balance check for accessing the data.
In this system, the user needs to give a missed call to the bank, and then they would receive their bank account-related data on their message box. All these steps don't require an internet connection and thus the users without the internet can now access the data while sitting at their homes. This made the work convenient and fast.
All the banks have their separate number at which the user has to ring.
To check your account balance by missed call, you'll need the following items: -
To avail of the missed call facility, the user must check the following aspects: -
Firstly, they should check whether their number has been enlisted with the bank or not as the bank would send the data only to the enlisted number only.
Secondly, the user must keep their mobile number active so that they can give the missed call to the bank and receive the message from the bank.
Lastly, to avail of the facility the user must confirm whether the bank delivers the missed call facility to its users or not because there are still many banks that are yet to install this function in their working.
Benefits regarding All India miss call balance
The user doesn't need an internet connection to access the data under the missed call balance facility.
In the offline mode, the banks are restricted to work under the given timetable and it also gets shut on the bank holidays. But the online method works all day without taking any breaks even on the holidays.
The missed call balance method is removing the problem of black money as more people are getting the idea of getting their bank accounts opened up. The number of accounts being opened has increased due to the online method.
The missed call balance method often gives discount coupons to its user such as gift coupons, cashback offers, a percentage amount, etc.
It promotes technology and makes people friendly with it.
The working of banks has become efficient and effective after the commencement of digital apps, no internet connection facility, and portals.
The public finds the missed call balance method more convenient rather than standing in the long lines before the banks like before.
Many of the virtual platforms don't even charge the fee for raising their services from the user.
The records of all the transactions are now systematically organized on the apps and portals and the banks plus users can assess the information by just pressing a few options. Earlier the paperwork used to be a hectic task for both the organization and the people.
More than civilization, the bank organization found the online platform convenient too and they encourage the people to get enlisted virtually and make use out of it rather than visiting the bank physically.
The process to check the data using the all India miss call balance facility
Firstly, find the miss call number of the bank.
Check whether the number you will be used for sailing the bank is whether enlisted with the bank or not.
After checking that, if the number is being enlisted then dial the bank's correspondent number.
After dialing, wait for the automatic disconnect.
Within a few minutes of getting the call disconnected, you would receive a message from the bank in your message box.
Open the message box and from there the applicant can view their bank account data.
The process to get the number enlisted for availing the missed call banking facility
If the applicant wants to opt for a missed call banking facility in which there's no need for an internet connection and the data can get accessed while sitting at home.
If an applicant is interested in getting the perks of the scheme, then they can apply for it by two methods which are the offline mode or the online mode.
In the offline mode, the applicant needs to stop by any banking organization. There they can fill out the form and submit the necessary documents to the clerk.
This method is simple as it holds less confusion regarding the process of registration.
In the online mode, the applicant can visit the authorized website of the bank and from the page where they can get a printout of the form, fill up the details then submit it along with the required documents. The online mode is convenient as it saves up the duration of time spent and cash of a person applying.
In the form, the applicant should state and apply for missed call banking service.
Then the given number by the user would get enlisted with the bank and then the applicant can now make use out of it.
The applicant can also address their complaints or requests through the miss call facility and they would be assisted within forty-two hours of addressing the issue.
The message format for different requests
The applicant often needs to access their bank data in aspects of different information. After giving a missed call to the bank and receiving the message in the chatbox, the applicant needs to type the message in a specific code and format.
As customers can use the message service to not only check their account balance but also to request a mini-statement and track the status of a check they've written.
For the ordinary examination regarding balance, the applicant needs to write the message and the code regarding it would be "BALAVL" and the format contemplating it is BALAVL
For the invitation regarding the mini statement, the applicant needs to write the message and the code regarding it would be "LATRAN" and the format supporting it is LATRAN
For getting the track of cheque, the applicant needs to write the message and the code regarding it would be "CHQSTS" and the format favoring it is CHQSTS
For getting the track of deposited cheque, the applicant needs to write the message and the code regarding it would be "DCHSTS" and the layout regarding it is DCHSTS
For the modification of mobile banking private identification number, the code is "CHGPIN" and the message structure supporting it should be CHGPIN
For getting data about another bank-related query, the code is "HELP" and the layout is HELP
Banks and their miss call numbers
Here is the list of bank names enlisted under the Reserve Bank of India and their correspondent missed call numbers.
1) Axis Bank
18004195959 is the miss call number.
18004196969 is the number for getting mini bank statements through messages.
18004195858 is the number if the user wants to have a conversation in the Hindi language.
18004196868 is the number for getting mini bank statements through messages but in the Hindi language.
2) Andhra Bank
09223011300 is the miss call number. The user needs to call from their enlisted mobile number and wait until the call disconnects automatically.
3) Allahabad Bank
09224150150 is the miss call number. The user needs to call from their enlisted mobile number and wait until the call disconnects automatically.
4) Bank of Baroda
In India, the Bank of Baroda is a well-known bank. It is a government-run facility. 09223011311 is the balance inquiry number. Call this number to receive an SMS with details sent to your enlisted mobile number.
5) Bhartiya Mahila Bank
09212438888 is the missed call number of the bank which needs to be dialed from an enlisted mobile number and wait for them to send a message.
6) Dhanlaxmi Bank
08067747700 is the official miss call number of Dhanlaxmi Bank.
7) Industrial Development Bank of India
18008431122 is the miss call number of the Industrial Development Bank of India.
18008431133 is the number for getting mini bank statements through messages.
8) Kotak Mahindra Bank
18002740110 is the miss call number of the bank. Kotak Mahindra Bank is a private working bank.
9) Syndicate Bank
09664552255 and 08067006979 are the miss call numbers of the Syndicate Bank.
10) Punjab National Bank
18001802222 is the miss call number of the bank.
01202490000 is the additional number of the bank if the previous one doesn't get useful.
Punjab National Bank is the strongest competitor to all the banks in this sector.
11) Industrial Credit and Investment Corporation of India Bank (ICICI)
02230256767 is the official number provided by the bank to render the miss call facility.
ICICI bank is the most popular bank working in India.
12) The Housing Development Finance Corporation Limited (HDFC)
18002703333 is the number at which the applicant can give a ring.
HDFC Bank is the first bank that got approval from the Reserve Bank of India to set up a bank as a private institution.
13) Bank of India
Earlier the missed call number of the bank was 02233598548 but now the number has been changed and the new number which is working under the bank is 09015135135.
This bank is known for its wide customer attraction.
14) Canara Bank
09015483483 is the number for giving a missed call.
09015734734 is the number for getting information in the English language.
09015613613 is the number for getting information in the Hindi language.
15) Central Bank of India
09222250000 is the missed call number of the bank which needs to be dialed from an enlisted mobile number and wait for them to send a message.
16) Karnataka Bank
18004251445 is the miss call number.
18004251446 is the number for getting mini bank statements through messages.
17) Indian Bank
After you've enlisted your phone number, call it at 09289592895. The call will be automatically ended, and the Bank will send an SMS to the customer's enlisted mobile number with account balance information.
18) State Bank Of India
1800112211 is the miss call number of the bank.
18004253800 is the additional number of the bank if the previous one doesn't get useful.
09223766666 is the number for getting a balance inspection.
09223866666 is for obtaining mini statements through messages.
It is one of the broadest banking institutes in India.
19) Union Bank of India
09223008586 is the number for getting account details through messages.
This bank has a reasonable client base and it has inaugurated many digital functions under it.
20) United Commercial Bank (UCO)
09278792787 is the balance investigation number.
This is a popular government-owned bank.
21) Vijaya Bank
18002665555 is the missed call number of the bank which needs to be dialed from an enlisted mobile number and wait for them to send a message.
22)Youth Enterprise Scheme Bank (YES Bank)
9840909000 is the number of the bank at which the users can hit up a missed call.
Meanwhile, 09223920000 is the number for checking up the balance of an individual's account.
09223921111 is the number for getting data about the past five transactions made by the individual's bank account through a message.
Rana Kapoor is the organizing manager of the bank.
23) Karur Vysya Bank
09266292666 is the number of the bank at which the users can hit up a missed call.
09266292665 is the number for getting data about the past three transactions made by the individual's bank account through a message.
24) Federal Bank
After you've enlisted your phone number, call it at 9895088888. The call will be automatically ended, and the Bank will send an SMS to the customer's enlisted mobile number with account balance information.
25) Indian Overseas Bank
04442220004 is the number of the bank at which the users can hit up a missed call.
26) South Indian Bank
09223008488 is the missed call number of the bank which needs to be dialed from an enlisted mobile number and wait for them to send a message.
27) Saraswat Bank
9223040000 is the miss call number of the bank given to its user for accessing data about their account balance.
9223501111 is the number for getting data about the past three transactions made by the individual's bank account through a message.
28) Corporation Bank
09289792897 is the number if the user wants to have a conversation in the Hindi language.
919289792897 is the number if the user wants to have a conversation in the English language.
These are the miss call numbers of the bank given to its user for accessing data about their account balance.
29) Punjab Sind Bank
1800221908 is the toll-free number of the bank at which an applicant can ring up and wait until it gets disconnected automatically for getting their account balance data.
02227811200 is the paid number of the bank, users can also dial this number to access the data.
30) State Bank Of Hyderabad (SBH) merged with State Bank of India
09223488888 is the number for getting a mobile number enlisted with the bank.
09223766666 is the miss call number of the bank given to its user for accessing data about their account balance.
09223866666 is the number for getting mini bank statements through messages.
31) State Bank Of Patiala incorporated with State Bank of India
09223488888 is the number for getting a mobile number enlisted with the bank.
09223766666 is the miss call number of the bank given to its user for accessing data about their account balance.
09223866666 is the number for getting mini bank statements through messages.
32) State Bank of Travancore merged with State Bank of India
09223488888 is the number for getting a mobile number enlisted with the bank.
09223766666 is the miss call number of the bank given to its user for accessing data about their account balance.
09223866666 is the number for getting mini bank statements through messages.
33) State Bank of Mysore merged with State Bank of India
09223488888 is the number for getting a mobile number enlisted with the bank.
09223766666 is the miss call number of the bank given to its user for accessing data about their account balance.
09223866666 is the number for getting mini bank statements through messages.
34) State Bank of Bikaner and Jaipur merged with State Bank of India
09223766666 is the missed call number of the bank which needs to be dialed from an enlisted mobile number and wait for them to send a message.
09223866666 is the number for getting mini bank statements through messages.
09223488888 is the number for getting a mobile number enlisted with the bank.
35) United Bank of India
09015431345 is the miss call number of the bank.
09223008586 is the additional number of the bank if the previous one doesn't get useful.
9223173933 is the number for getting bank account balance details through messages.
36) Devkaran nanjee Bank (Dena)
09289356677 is the number of the bank at which the users can hit up a missed call.
09278656677 is the number for getting a mini statement from the bank through a message.
37) Bandhan Bank
After you've enlisted your phone number, call it at 18002588181. The call will be automatically ended, and the Bank will send an SMS to the customer's enlisted mobile number with account balance information.
38) Ratnakar Bank (RBL)
18004190610 is the missed call number of the bank which needs to be dialed from an enlisted mobile number and wait for them to send a message.
39) Development Credit Bank
7506660011 is the number of the bank at which the users can hit up a missed call.
It is a private ownership bank.
40) Catholic Syrian Bank (CSB)
09895923000 is the missed call number of the bank which needs to be dialed from an enlisted mobile number and wait for them to send a message.
It is a private ownership bank.
41) Kerala Gramin Bank
After you've enlisted your phone number, call it at 9015800400. The call will be automatically ended, and the Bank will send an SMS to the customer's enlisted mobile number with account balance information.
It is a government-owned bank.
42) Tamilnadu Mercantile Bank Limited
09211937373 is the missed call number of the bank which needs to be dialed from an enlisted mobile number and wait for them to send a message.
It is a private ownership bank.
43) Citi bank
9880752484 is the number of the bank at which the users can hit up a missed call.
44) Deutsche Bank
18602666601 is the toll-free number of the bank at which an applicant can ring up and wait until it gets disconnected automatically for getting their account balance data.
Both saving and current account owners can dial this number.
45) Infrastructure Development Finance Company First Bank
18002700720 is the missed call number of the bank which needs to be dialed from an enlisted mobile number and wait for them to send a message.
46) Bank of Maharashtra
After you've enlisted your phone number, call it at 18002334526. The call will be automatically ended, and the Bank will send an SMS to the customer's enlisted mobile number with account balance information.
47) Oriental Bank of Commerce
08067205757 is the toll-free number of the bank at which an applicant can ring up and wait until it gets disconnected automatically for getting their account balance data.
48) Lakshmi Vilas Bank
8882441155 is the missed call number of the bank which needs to be dialed from an enlisted mobile number and wait for them to send a message.
49) City Union Bank
After you've enlisted your phone number, call it at 9278177444. The call will be automatically ended, and the Bank will send an SMS to the customer's enlisted mobile number with account balance information.
50) IndusInd Bank
18002741000 is the missed call number of the bank which needs to be dialed from an enlisted mobile number and wait for them to send a message.
It is a private ownership bank.
51) Indian Post Payments Bank (IPPB)
8424026886 is the missed call number of the bank which needs to be dialed from an enlisted mobile number and wait for them to send a message.
52) AU Small Finance Bank
After you've enlisted your phone number, call it at 18001202586. The call will be automatically ended, and the Bank will send an SMS to the customer's enlisted mobile number with account balance information.
53) Ujjivan Small Finance Bank
9243012121 is the official number provided by the bank to render the miss call facility.
The phone number of the individual from which they would call should be enlisted with the bank.
54) Odisha Gramya Bank
8448290045 is the official number provided by the bank to render the miss call facility.
The phone number of the individual from which they would call should be enlisted with the bank.
55) Baroda Gujarat Gramin Bank
7829977711 is the toll-free number of the bank at which an applicant can ring up and wait until it gets disconnected automatically for getting their account balance data.
56) Karnataka Gramin Bank
9015800700 is the missed call number of the bank which needs to be dialed from an enlisted mobile number and wait for them to send a message.
These were the list of bank names and the numbers provided by them to their users so that they can get the services conveniently.