How to check balance in SBI 

Introduction 

• State Bank of India (SBI) is referred to as one of the maximum famous state-owned banks withinside the country. It gives numerous banking services and products which includes financial savings account, credit score cards, constant deposits, non-public loan, domestic loan, enterprise loan, debit card and greater to its customer. However, in case you are an SBI account holder, you may use several methods to test your account stability.

• You may even use SBI SMS banking and cell offerings to realize your account stability, mini announcement instantly. You simply must provide an overlooked name or send an SMS out of your registered cell number at the SBI stability inquiry toll-free number. In only a few seconds, you'll obtain the details and information in your phone.

• SBI clients whose cell number is registered with the financial institution can avail of this service.

Why is it important to check the balance in the banks? 

• If you want to improve your financial situation, you must keep track of your expenses each month. It's equally as crucial to reconcile your bank account and credit cards to your monthly bank statement. While it may be an extra step, it allows you to discover account problems and prevents you from overdrawing. 

• Whether you're using pen and paper to keep track of your finances or financial software, this is a step you shouldn't skip.

• One of the most significant explanations to reconcile your surveying account and statement is to detect any record-keeping errors. Another reason for the importance of checking the balance is that when you balance your account, you can notice little fines or mistakes that don't appear to be a big deal at first. 

Here are some ways through which an applicant can check their balance on their SBI accounts: -

SBI Account Balance through Missed Call Banking

• Missed call banking permits one to carry out some banking operations simply with the aid of giving the missed call or sending an SMS to the financial institution.

• The assistance is likewise delivered by the SBI bank and consists of SBI Balance Check, mini-statement, E-statement (remaining six months), and schooling mortgage certificates statement, domestic mortgage certificates statement, ATM configuration, generate ATM PIN, domestic and vehicle mortgage details, social protection schemes’ details, etc. This function is facilitated with the aid of using RBI and furnished with the aid of using maximum banks withinside the country.

• There can be a minimum cost related to the service and mainly for sending and receiving SMS. 

• The costs are related to the financial institution’s policy. However, maximum banks no longer charge something for stability enquiry because of their toll-free number policy. 

• The best advantage of this is for the people who have multiple accounts within the same bank and for them, the bank would send them a message containing the stability facts of all the accounts they have and the information related to that. 

• The applicants must remember that when the facility doesn't work in any case then they must keep their patience and wait for a bit to get it resumed. Then they can try it again. 

Missed Call Banking Registration

The procedure for registering into the missed call banking is given below:-

• Customers are required to get their number registered under the missed call banking registration. 

• This is a one-time technique wherein one has to deliver an SMS which must be stated as ‘REGAccount Number’ to 09223488888.

• An authorization message from the financial institution can be delivered to the applicant mentioning the details and saying that the service has been activated for their account. 

Procedure to check the balance using the UPI app

The method of checking the balance using the UPI app is very convenient and the applicants can use this method by registering themselves on the app so that they can log in for the next time.

The steps given below explain the procedure of doing so and the applicant can follow the steps if they want to do the same: - 

• Firstly, the applicant must connect to an internet connection so that they can go to the App Store or play store for downloading the relevant app. 

• The applicant must download the UPI app from there. 

• Once the app is downloaded the applicant must open the app and register themselves by giving out details such as the name, phone number, email ID etc. 

• The app would send the verification code to the number provided by the applicant to verify if it's them and the applicant would be required to enter that code on the app so that they can proceed further.

• After the code has been entered the app would open up and now the applicant can use its functions. 

• From the home interface of the app, the applicant must select the bank they wish to add from the table. 

• After the bank option has been selected the app would link the applicant's account of the bank with their registered mobile number and ask them to confirm if it's their account. 

• The applicant must confirm the account if it's theirs and then they would be required to create their UPI ID. 

• For creating the UPI id, the applicant must enter the last six digits of their debit card. 

• After that, the applicant must encode the six-digit UPI passcode on the app.

• After that, the applicant would be able to check their account balance and for doing that they must click on the option saying “check balance”. 

This was the procedure of checking the account balance using the UPI app and the applicant can follow the steps mentioned above. 

Procedure to check the account balance through offline mode 

The code *99# is used to know the account balance through the off-line mode and isn't connected with any mobile network service provider, through this method the people can conveniently access their account balance.

Follow the steps given below if you want to check your account balance using the *99 # method: - 

• The applicant must first take out that phone and dial the number *99#

• After the number has been dialled, there would be a list of options contaminated in the table and the applicant has to select the option saying “check balance”.

• After that, the applicant would be required to enter the three letters of the bank or the four letters of their IFSC code. 

• Then the account balance of the person would be displayed on the screen. 

Alternate method

• The applicant must first take out that phone and dial the number *99#

• The applicant would be required to enter the UPI code in case you're already registered.

• After that, the applicant would be required to enter the three letters of the bank or the four letters of their IFSC code.

• After giving out the details the account balance of the person could be shown on the screen. 

This was the procedure of accessing the account balance using the *99# method. 

Basic functions of *99# method of checking the balance 

Features

• The *99# method is convenient for those people who don't have access to an internet connection as this is an offline run-based method.

• The people don't have to worry about the charges or other charges when they are calling this number. 

• It works throughout all of the Global System for Mobiles carrier vendors on all types of cellular handsets.

• The person can access their account using this number at any day or any time of the day.

• This method doesn't require any installation of the app or visiting any website; it can be done through your mobile.

These are the features of the*99# method. 

Check stability account through SBI ATM Card

• If you've got an ATM Debit card issued through SBI, you may go to the closest ATM and get your stability by swiping the cardboard withinside the ATM system and selecting the “Balance Enquiry” alternative. 

• Upon swiping your card, the machine will ask in your four-digit ATM PIN wide variety.

• Choosing the ‘Balance Enquiry’ alternative will come up with state-of-the-art stability information. 

• If you pick out the “Mini Statement” alternative, the SBI ATM will supply a printout of the ultimate 10 transactions.

• SBI clients have a limited number of transactions per month that they can use, so they must keep in mind while using each transaction. 

• If the applicant has reached and used all the limited number of transactions for the month then the additional transaction would cost them a fee. 

Via Net banking facility

• The most convenient way to get the balance is by the net banking facility and this process is being used by a lot of people. 

• For this, the people have to log in to their SBI account via their net banking facility. 

• To avail this facility, the person must connect to a good internet connection and then they have to visit the www.onlinesbi.com.

• On the website, the applicant must log in by entering their account and password.

• After logging in, the interface would be on the homepage and from there the applicant would be able to see their account number and the branch name displayed on the screen. 

• From there, the applicant would be able to check their balance. 

SBI Balance Enquiry through SMS Service

• SBI clients can sign up for SMS assistance by using their mobile numbers, the usage of the registered mobile number allows the applicants to get the service in use. Follow the steps mentioned below if you want to check your balance through the SMS: -

• The applicants must first type: REG (space) username and number then deliver it to 09223488888

• After that, you will get a verification message from the bank on the number you have provided. 

• The applicants can take into use the SMS service provided under the SBI bank and they would get assistance in various ways from the bank. It includes producing a mini statement, cheque, e-book request, e-statement, academic loan, home loan, surplus certificate, etc. 

SBI Balance Enquiry via Passbook 

• The applicants can check their balance through their passbook and for that, they need to preserve their passbook up to date as it includes all of the treasured data associated with the applicant's transactions.

• If an applicant wishes to check the balance, then they must need the updated passbook with them. 

• To replace and remodel the passbook, the applicant has to go to the closest SBI department.

• The people must note that it is crucial to keep the passbook revised and updated if they are not internet banking or phone banking persons. 

The helpline number of the SBI bank

If an applicant is facing any difficulty and wants to connect with SBI bank then they can do so through their helpline numbers. Helpline numbers of the bank are listed below which the applicant can check: - 

• Firstly, the applicant can call their toll-free numbers to connect with them. The numbers are 1800 1234, 1800 11 2211, 1800 425 3800 and 080-26599990. 

• If an applicant has any unauthorised transactions with their account and wants to report it then they can call the numbers 1800 11 1109, 94491 12211 and 080 - 2659 9990. 

• The applicant can also mail it to the SBI bank and send it. The email address at which they're supposed to mail is [email protected] and [email protected]

• The applicants can also reach out to the nearby SBI bank located to them and ask for assistance.

• The applicants can write to the bank and post the letter to the address: 

Customer Service Department

• State Bank of India
• State Bank Bhavan, 16th Floor
• Madam Cama Road,
• Mumbai 400 021
• Tel: 022-22029456
• Fax: 022 22742431

These were the helpline numbers and ways of reaching out to the bank if the applicant wants to. Refer to the contact support details mentioned below if you want to get assistance from the bank. 

Frequently Asked Questions 

Question 1) How can I know my SBI account balance by missed call?

Answer 1) The SBI Quick App, which is available for both Android and iOS smartphones, can also be used to accomplish this. However, a missed call or SMS to the number can also be used to check the amount.

Question 2) How can I check my SBI balance Enquiry number?

Answer 2) A missed call or an SMS can be used to acquire a balance inquiry. This feature sends a message to the user and displays the account balance. For Balance Enquiry, an SMS is sent to 9223766666.

Question 3) How can I check my last 5 balances in SBI?

Answer 3) You can simply view the details of your last 5 debit/credit transactions in SBI by sending an SMS 'MSTMT' to 09223866666 or calling that number.

Question 4) How can I know my SBI account without a registered mobile number?

Answer 4) To know the SBI account balance, you must enter your User ID by dialling *595#. Choose 'Option 1' from the list of possibilities, then 'balance enquiry' or 'mini statement' from the drop-down menu.

Question 5) Is the SBI passbook safe to use? 

Answer 5) SBI passbook is a feature of the SBI Anywhere mobile application, which is a safe and reliable app. This app comprises the following safety characteristics: 

• Applicant’s mobile number, memory card, or SIM card do not stock any personal data. 

• Without an internet banking account and password, the entry is unapproachable. 

• When you shut the app, your trial expires. 

• After five minutes of nonaction on the app, your term is automatically logged out. 

• To ensure your transmission with the bank, SSL encryption is used. 

Question 6) Why is it important to keep the SBI passbook updated? 

Answer 6) The applicants can check their balance through their passbook and for that they need to preserve their passbook up to date as it includes all of the treasured data associated with the applicant's transactions.

Question 7) What is the helpline number of the SBI bank at which an applicant can call if they have any queries or if they're facing any difficulties and wish to get assistance from the bank?

Answer 7) The helpline number of the SBI bank at which an applicant can call if they have any queries or if they're facing any difficulties and wish to get assistance from the bank, then the applicant can call at their toll-free numbers to connect with them. The numbers are 1800 1234, 1800 11 2211, 1800 425 3800 and 080-26599990. If an applicant has any unauthorised transactions with their account and wants to report it then they can call the numbers 1800 11 1109, 94491 12211 and 080 - 2659 9990.