KCC Portal Login


The farmers who have been wanting to apply for the PM KCC online can now head out to the Kcc login portal and do further application processes. Most of the farmers probably by now must be aware of the efficient scheme that has become the talk of the town and has gained quite a lot of popularity too. Well, this type of scheme is the Indian government scheme that offers the farmers the right access to credit. The scheme of KCC was launched in the year 1998 and post it, it received a good response. With the change in time, there have been a lot of changes in the KCC but it stayed with the same objective that is to offer short-term formal credit to farmers.

Know more about KCC

  • KCC is a popularly used abbreviation for the scheme called the Kisan Credit Card scheme. It was created by NABARD (National Bank for Agriculture and Rural Development) and is one of the finest options that can be chosen. The scheme was introduced to make sure all the farmer's credit requirements whether it is in animal husbandry, agriculture, or even fishers are met in the right manner. This was done by providing a fine help and thus availing the short-term loan. It also offers a better credit limit for making the purchase equipment and for also other expenses to be covered too.
  • With KCC's help, it is also possible for the farmers to get an exemption from the high rate of interest on the regular loans that the bank usually offers. Now the interest rate for KCC starts as low as 2% and averages at 4%. With the help of this scheme. Besides, farmers can even repay their loans as per the harvesting period of their crop for which the loan was given.
  • The process of Kcc bruin portal login is not at all harsh and if you want to make the best use of it, then it is important to understand it in-depth.

How is the process to Pm Kisan Guideline / Pm Kisan KCC scheme Apply for works?

  • The farmer can be given a loan of up to ₹ 160000 under the Kisan Credit Card Scheme without any guarantee.

  • By availing the benefit of the Kisan Credit Card Scheme (KCC), all these farmers will be able to take loans from the government without any guarantee and on top of that, they will have to pay very little interest.

  • All the beneficiaries of the Pradhan Mantri Kisan Samman Nidhi Scheme are eligible for KCC Scheme.

  • According to this important point, all the beneficiary farmers under Pradhan Mantri Kisan Samman Nidhi Yojana will be given the benefit of the Kisan Credit Card Scheme (KCC).

  • Those farmers whose Aadhaar card is verified and are getting the installment of PM Kisan, these farmers can submit the form of the KCC Scheme in the bank.

Features and Benefits of Kisan Credit Card

  • Investment credit for agricultural requirements such as dairy animals, pump sets, etc.

  • Insurance coverage for KCC scheme holders up to Rs.50,000 in the case of permanent disability or death. A cover of Rs.25,000 is given in the case of other risks.

  • Credit is available for a period of up to 3 years and repayment can be made once the harvest season is over.

  • Interest and Other Charges on Kisan Credit Cards

  • Flexible repayment options and hassle-free disbursement procedure.

  • Farmers are given credit for meeting their financial requirements of agricultural and other allied activities along with post-harvest expenses.

  • Farmers can take out a loan of up to Rs.3 lakh and avail of produce marketing loans.

  • Eligible farmers will be issued a savings account with an attractive interest rate along with a smart card and a debit card in addition to the Kisan Credit Card.

  • Single credit facility/ term loan for all agricultural and ancillary requirements.

  • Assistance in the purchase of fertilizers, seeds, etc. as well as in availing cash discounts from merchants/ dealers.

  • No collateral will be required for loans amounting up to Rs.1.60 lakh.

Eligibility Criteria for Kisan Credit Card Loan Scheme

The eligibility criteria for the KCC scheme are as follows:

  • People who belong to a group and are joint borrowers. The group must be owner-cultivators.

  • Self-help groups (SHG) or joint liability groups (JLG) of sharecroppers, farmers, tenant farmers, etc.

  • Any individual farmer who is an owner-cultivator.

  • Sharecroppers, tenant farmers, or an oral lessee are eligible for the KCC.

  • Farmers are involved in the production of crop or allied activities such as animal husbandry along with non-farm activities such as fishermen.

Eligible beneficiaries under this scheme under fisheries and animal husbandry are

Marine Fisheries: You own a registered boat or any other type of fishing vessel and you have the necessary license or permissions for fishing in estuaries or the sea.

  • Dairy: Farmers, dairy farmers, SHGs, JLGs, and tenant farmers who own lease, or rent sheds.

  • Inland Fisheries and Aquaculture: Fish farmers, fishers, SHGs, JLGs, and women groups. As a beneficiary, you must own or lease any activity related to fisheries. This includes owning or leasing a pond, an open water body, a tank, or a hatchery among others.

  • Poultry: Individual farmers or joint borrowers, SHGs, JLGs, and tenant farmers of sheep, rabbits, goats, pigs, birds, poultry, and have sheds they have owned, rented, or leased.

Documents Required to Apply for KCC Loan Scheme

  • Copy of identity proof such as Aadhaar card, PAN card, Voter ID, driving license, etc.

  • Land documents.

  • Documents such as security PDC as requested by the issuing bank.

  • Duly filled-in and signed-in application form.

  • Copy of address proof documents such as Aadhaar card, PAN card, Voter ID, driving license. The proof should have the applicant’s current address to become valid.

  • A passport size photograph of the applicant.


This is one incredible scheme designed for the farmers that have some of the best advantages to not ignore. Once the farmer gets a Pm Kisan KCC Yojana credit card, it is possible to avail furthermore advantages. Those who wish to apply for KCC through Common Service Centre or if you are a Common Service Center Operator and want to apply for Kisan under Pradhan Mantri Kisan Credit Card Scheme. The concept of a long repayment period under this scheme is quite popular too. Along with the enhancement of the loan repayment tenure, the banks can even allow the farmers to avail extra loans even after failing to repay the previous loan. Public sector banks have also now started with a 3-stage consultation process depending on the directions passed by the Department of Financial Services.  

Question and answers

How to apply for a PM Kisan credit card online?

  • The biggest change in Pradhan Mantri Kisan Credit Card Yojana has been done a few days ago.

  • As all of you will know, under the Pradhan Mantri Kisan Samman Nidhi Yojana (Pm Kisan), all the beneficiary farmers will be given the benefit of the Pradhan Mantri Kisan Credit Card Scheme (pm Kisan KCC).

  • For which recently an application form (Pm KCC Application form) has been given on PM Kisan Portal, which was to be filled offline and submitted to the bank.

  • The PM KCC Card was made available to the farmers within 14 days by the bank by filling and submitting the PM KCC Form.

  • But it is a matter of great pleasure that the process of applying for PM KCC Online has also been started.

  • That is, those who do not want to go to the bank can apply for PM KCC online.

How to Apply Offline for PM Kisan credit card online?

  • Offline applications can be done by visiting the branch of the bank of your choice or by downloading the application form from the website of the bank as well.

  • The applicant can visit the branch and begin the application process with the help of the bank representative.

  • Once the formalities are done, the bank’s loan officer can help with the loan amount for the farmer.

What is the Longer Repayment Period for Kisan Credit Card (KCC) Loans?

Many Indian banks are eager to offer the Kisan Credit Card (KCC) loans and are looking for a longer loan repayment tenure for the loans. Since the agriculture sector is under significant pressure, this suggestion is out. The loan cyclers offered under the Kisan Credit Card scheme have been proposed to be increased to 36 or 48 months from the 12 months. This was proposed at the state-level bankers’ consultancy meet in West Bengal.

How to Apply for a Kisan Credit Card under the PM Kisan Samman Nidhi Scheme?

If you want to apply for a KCC Loan Scheme under the PM Kisan Samman Nidhi Scheme, you can follow these steps:

  • You must fill a one-page form which is available on the website of all commercial banks.

  • You should fill in all your basic information like the crop is sown and land record.

  • You must submit this form to the Common Service Centers (CSC) and they will transfer the forms to all banks.

  • Are there any restrictions to be aware of while applying?

  • At present, PM KCC Online Apply can be done only through the Common Service Centre.

  • Farmers cannot apply for PM KCC online by themselves.

  • Farmers who must apply for PM KCC Online will have to visit their nearest Common Service Center.

So far you have known that the online application for PM KCC has started, but the application can be made only through the Common Service Centre.