Standard chartered credit card

• Are you looking for a credit card that will reward you with more points? You can choose from a variety of Standard chartered credit cards that reward you with points or cashback for every dollar you spend. These cards cost somewhere between Rs.250 and Rs.5,000 to join.
• Standard Chartered Bank provides credit cards for a variety of purposes, including travel, shopping, cashback, gas, utility bill payments, and more. You can apply for a Standard chartered credit card online and choose from a variety of options.

Standard chartered credit card benefits & rewards

Apart from the advantages you receive for using your credit card, credit cards have numerous other applications. Credit cards can be used for a variety of things, as listed below.

1. Sign-on incentives: As a thank you for signing up with Standard Chartered Bank, some of their credit cards offer sign-on bonuses or gifts. This is a fantastic bonus that will more than compensate for any joining expenses already paid.

2. Rewards: For every transaction made with your Standard Chartered Bank credit card, you will receive reward points. These points can be earned for a nice gift or redeemed for cashback. In every case, the client wins.

3. Frequent flyer miles: People who travel by plane regularly will benefit from this. They earn "miles" when you pay for an airline ticket with your Standard Chartered Bank credit card. You can get a discount on future tickets or even obtain tickets for free if you accumulate enough points. You can also obtain access to airport lounges with some credit cards, which could come in handy if your flight is delayed.

4. Rewards: Some Standard Chartered Bank credit cards offer cashback on specific purchases, such as 5% cashback on online shopping and 5% cashback on paying utility bills with your credit card. This is an excellent approach to cut costs.

5. Controlling suppliers: Credit cards aid in the control of sellers. Customers have the option of cancelling payment or, if payment has already been made, reverting payment if they believe the thing they purchased is of poor quality. As a result, the product providers will be more trustworthy and supply higher-quality goods.

6. Insurance: Many credit cards include optional insurance, such as travel insurance. Many cardholders are unaware that they are covered and hence do not take advantage of these services. Before you receive a credit card, make sure you read the terms and conditions and understand all of the features.

7. Credit cards are accepted worldwide, unlike debit cards. If you travel to another nation, you can use your credit card to make purchases instead of looking for a currency exchange facility or an ATM.

8. Instant Loan: Your credit limit is a type of loan that you may get right away without having to wait for the approval. In the event of an emergency, this can come in handy. If you can't pay the bill right away, you can convert it to an EMI.

9. Improve your credit score by paying your credit card account on time. A credit card will help you boost your credit score in this area as well because varied credit or credit mix is a factor in your credit score.

Standard chartered credit card types

Here is a list for you to pick out the best Standard Chartered credit card that you can get in 2021.

Best Standard Chartered Bank Credit Cards 2021

Standard Chartered Manhattan Platinum card

Features:

• Cashback - Get 5% cashback on grocery and supermarket purchases.

• Rewards - For every Rs. 150 spent in all other categories, you will receive 3 reward points.

• The Good Life Programme - Save money on dining, shopping, travel, and more with discounts and special deals.

• Convert large-ticket purchases (above Rs. 5,000) into EMIs with the EMI Facility.

Standard Chartered Platinum card

Features:

• For every Rs. 150 paid, you will receive one reward point.

• Accelerated Rewards - Earn 5X points on eating and fuel purchases, with no monthly limit on the number of points you can earn.

• Discounts on shopping, dining, travel and other areas are available through the Standard Chartered Good Life Programme.

• Contactless Payments - Make payments at a POS terminal without swiping or dipping your card.

Standard Chartered Titanium card

Features:

• Cashback - 5% cashback on phone calls, utility bill payments, and fuel purchases.

• Utility Bills: Minimum transaction amount is Rs. 750, with a maximum reward of Rs. 100 each month.

• The maximum transaction amount is Rs. 2,000, with a maximum reward of Rs. 200 per month.

• Phone Bills: Minimum transaction amount is Rs. 750, with a maximum reward of Rs. 200 per month.

• Reward Points - For every Rs. 150 spent in other categories, you will receive 1 reward point.

• Priority Pass Program - Priority Pass Program membership is available to Premium Banking customers.

• Discounts on shopping, dining, travel and other areas are available through the Standard Chartered Good Life Programme.

Standard Chartered Ultimate Card

Features:

• Reward Points - For every Rs. 150 paid, you will receive 5 reward points.

• Golf Benefits – Play at world-class golf courses in India and 150 other countries.

• Cashback Offer – 5% cashback on duty-free purchases made at airports.

• Priority Pass membership is included as part of the lounge access.

Standard Chartered Emirates World Credit Card

Features:

• Benefits include a 4,000-mile welcome bonus and a flight to Dubai for only 27,500 miles.

• Skyward Air Miles - For every Rs. 150 spent on a credit card for Emirates transactions, you can earn up to 6 Skyward miles.

• Priority Pass members receive two complimentary lounge visits every month as part of their membership.

• 3 complimentary golf games per year, a free lesson per month, and a 50% discount on games are all included in the golf benefit.

• Insurance — One-crore complimentary flight accident insurance.

Standard Chartered DigiSmart Credit Card

Features:

• Grofers is offering a 10% discount of up to Rs. 1,000 every month.

• On Myntra, you can get a 20% discount of up to Rs. 700 per month.

• Zomato offers a 10% discount five times a month.

• OLA is offering a 15% discount of up to Rs. 600 each month.

• When you book a movie ticket online at INOX, you will receive a complimentary movie ticket.

• Yatra.com is offering a discount of up to 25% off on this card.

Standard chartered credit card online apply

You can check several credit cards on the Standard Chartered Bank website. To ensure that you do not apply for credit cards for which you are not eligible, verify the eligibility for the credit card you are interested in. You can ensure that your online application for a Standard Chartered credit card is not refused. This will ensure not to have any impact on your credit score.

Standard chartered credit card eligibility criteria

Frequently asked questions

How long would it take for me to receive my new standard chartered credit card?

Following completion of the application process, you should receive your standard chartered credit card within 7 to 15 business days, subject to verification and approval. The waiting period varies from one candidate to the next and might last up to 15 days.

What is the procedure for obtaining a replacement card?

To request a new standard chartered credit card, you must first log in to SCB's online banking. If your old card has been stolen or misplaced, you must first notify the bank so that it can be blocked. This will ensure that the card is not used for any fraudulent transactions.

Is there a minimum age requirement to apply for a credit card?

Yes, only people over the age of 21 are eligible to apply for a standard chartered credit card. To be qualified, you must have a consistent source of income and a good credit history. Most cards include a 65-year-old age limit for applicants.

Is it possible for me to get a standard chartered credit card for my family?

Yes, you can ask your bank to allow add-on cards for family members to use. The limit for the add-on cards will be set at a proportion of your credit limit.

What is the bare minimum that I must pay each month?

The minimum amount you must pay each month is Rs.250 or the higher of the following amounts:

• 5% of the total outstanding balance, including your add-on cards.

• Total of all EMIs on the card, interest rate, amount spent over the credit limit, other fees and levies, and 1% of the principal amount