Tanishq Gold Schemes: Gold Jewellers Scheme

Updated on Jul 12, 2020

Overview

Tanishq is one of the leading Indian Jewellery manufacturing firms. A new brand of the Tanishq is the Titan brand which provides modern and edgy jewellery. The Titan brand is known for its unique designs and exceptional product range. The brand mostly makes 18 and 22-karat gold jewellery along with scattered valuable pearls and stones. The firm launched several gold schemes for the customers. Some of them are:

Tanishq Golden Harvest Scheme

The brand is continuously delivering the best quality product and better than ever customer experience. They launched the Tanishq Golden Harvest Scheme, under the scheme the customer can deposit some amount of money each month that can be later used to purchase jewellery at a discounted rate.

The scheme also allows the customers to keep the money aside they purchase a later date. Plus, they can buy the jewellery at a discounted rate too. The customer can avail this scheme for either six or ten months, depending on their needs.

Features

  • Under this scheme, the customers are supposed to deposit some amount of money for at least six or ten months that can be saved for later purchase of jewellery after the maturity of the plan.
  • The bought jewellery will come with an elite discount with a percentage as per depending on the deposited amount. 

Benefits

  • The customers can prepare financially for the purchasing of jewellery.
  • The individuals are allowed to choose monthly deposit amount as per their convenience based on the Tanishq’s guidelines.
  • The discount can go up to 75% during the purchasing of jewellery after maturity.

Terms and Conditions

  • Under this scheme, the customer is supposed to deposit at least INR 2000 every month up to six months or ten months as per the selected plan.
  • If the customer chooses the ten-month method, then the account will be closed after 385 days, and in case of the six months plan, the account will be locked after 235 days.
  • Individuals can only buy diamond and gold jewellery. The customers are not allowed to silver and gold coins under this scheme.
  • The customers can only make one installment per month.
  • If the customer fails to deposit the pre-fixed amount for at least two months, then the project will be cancelled. The principal amount must be refunded back to the customer.
  • The total amount must be redressed less than 235 days if the plan is for six months and if the project is for ten months then 385 days.
  • After the registration of the scheme, the customer will be given a passbook for recording all the transactions.

Tanishq Swarnanidhi Scheme

The Tanishq Swarnanidhi Scheme is another scheme by the firm which lets the customer’s book gold. Under this scheme, the customers can book several grams of gold and redeem them later while purchasing gold jewellery. The customers have to deposit some amount of money each month for eight months to avail of this scheme. The deposited amount will be transformed into grams of gold later on. The value of the grams of gold will be according to rate while the deposits were made. 

Features

  • The customers can deposit money every month for saving the money to purchase gold later.
  • The customers can redress the grams of gold purchased at any given time as per the rules of maturity that depends on the current gold rate.

Benefits

  • The customers are allowed to save and possess some quantity of gold for future purchases.
  • There is no limit when it comes to the installment numbers.
  • The customers are supposed to make deposits every month, and the total grams of gold will be calculated every month. 

Terms and Conditions

  • The firm will keep the equivalent gold grams as per the deposited amount by the customers.
  • The booked grams of gold will be transformed into cash depending on the current gold rate, and the customers will be given a credit note for buying gold from Tanishq.
  • The grams of gold will be redeemed after ten months from the registration of the scheme.
  • Silver and gold coins are not allowed to buy under this scheme. You can purchase the only jewelry.
  • If the customer does not acquire any jewellery after ten months, the deposited amount will be refunded to the person but except for any benefit or interest.
  • The wastage, service and making charges will be paid independently by the person.
  • The minimum installment amount is INR 3000 for each month, and the customers can make extra payments as several INR 1000 deposits.
  • The jewellery selected by the customers must be equal or more than the value of the booked grams of gold.
  • The firm has the power to cancel, change, suspend and alter the scheme according to them.

The gold scheme by Tanishq allows the people for purchasing gold without the load of paying all the money at a single time. The alluring discounts and benefits attract the customers to invest in these schemes. The schemes result in better gold sales along with customer satisfaction.

Frequently Asked Questions

Q. What Tanishq is providing gold schemes?

The gold schemes by Tanishq are allowing the people for purchasing gold without the load of paying all the money at a single time. The alluring discounts and benefits attract the customers to invest in these schemes. The schemes result in better gold sales along with customer satisfaction.

You can visit their official website to learn more.

Q. What is Golden Harvest Scheme by Tanishq?

Tanishq Golden Harvest Scheme offers the customers to deposit some amount of money each month that can be later used to purchase jewellery at a discounted rate. The scheme also allows the customers to keep the money aside they are buying a later date. 

Q. What is the duration of the golden harvest scheme?

Under this scheme, the customers are supposed to deposit some amount of money for at least six or ten months that can be saved for later purchase of jewellery after the maturity of the plan.

Q. What are the benefits of the golden harvest scheme?

The benefits under the scheme include that the customers can prepare financially for the purchasing of jewellery, and they are allowed to choose monthly deposit amount as per their convenience based on the Tanishq’s guidelines. Plus, the discount can go up to 75% during the purchasing of jewellery after maturity.

Q. What is the Tanishq Swarnanidhi Scheme?

The Tanishq Swarnanidhi Scheme is another scheme by the firm which lets the customer’s book gold. Under this scheme, the customers can book several grams of gold and redeem them later while purchasing gold pieces of jewellery.

Q. What is the duration of the scheme?

The customers have to deposit some amount of money each month for eight months to avail of this scheme.

Q. What is the minimum deposit amount for the Swarnanidhi scheme?

The minimum deposit amount is INR 3000.



WRITTEN BYVarsha Verma

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