OBC Bank Balance Check

Oriental Bank of Commerce, abbreviated as OBC, is a well-known public sector bank in India that offers a comprehensive range of banking and financial goods and services to its customers. OBC invests in cutting-edge technology to provide its customers with a variety of convenient banking options. If you have an OBC account, here are several methods regarding the OBC bank balance check process.

You can initiate OBC balance enquiry in the following ways:-

Toll-free Number 

  • 18001801235


  • Visit OBC and update the passbook

Missed Call Banking 

  • 08067205757- 08067205767

Internet Banking

  • Check account summary

SMS Banking

  • ACBAL <14 digit account no.>to 9915622622

Mobile Banking

  • mPay app


  • Visit nearest ATM

Oriental Bank of Commerce is a government-owned financial institution based in Gurugram, Haryana. The bank, along with the United Bank of India, amalgamated with Punjab National Bank on April 1, 2020, making it India's second-largest public sector bank. To learn the OBC balance check methods stay with us till the end of the blog.

OBC balance enquiry number

  • To check your account balance, dial the Oriental Bank Balance Enquiry Number 08067205757. All you have to do is make a missed call to this number. After a few rings, your call will be immediately ended, and you will receive an SMS with your account balance within a few seconds.
  • Only registered mobile numbers have access to the missed call balance check feature. If you have not yet registered your mobile number with your bank account, you must do so at your nearest OBC branch to take advantage of the service.

OBC balance check via internet banking

All Oriental Bank of Commerce account holders has access to net banking. Users can sign up for OBC net banking either when they first open an account with the bank or afterwards. Following that, account holders can log in using their User ID and password to check their OBC balance without having to visit an OBC branch.

OBC bank balance check via mobile banking app

To check the balance of your Oriental Bank of Commerce account using the mobile banking app, follow the instructions below:

  • Install the OBC mPay app, which is available for both Android and iOS devices.

  • The customer must confirm his or her registered mobile number (It should be the same phone number that is linked with the OBC account of the customer).

  • The account holder must log in with their User ID and password.

  • Account-holders must first pick "Accounts" from the dashboard, and then "Operative Account" to perform a quick OBC Balance Check.

OBC balace cehck via sms

  • Customers of Oriental Bank of Commerce can make OBC balance enquiry by texting “ACBAL 14 digit Account number>” to 9915622622.
  • Customers of Oriental Bank of Commerce can get a small statement by texting “STM 14 digit Account Number>” to 9915622622.

OBC balance check through passbook

When a customer opens an account with Oriental Bank of Commerce, the bank provides them with a passbook. Customers must keep it up to date for all transactions to be recorded in the passbook on time. The passbook of the Oriental Bank of Commerce stores all debit and credit transactions, allowing account holders to check their OBC balance. Account-holders must, however, visit their nearest bank branch to update their OBC passbook.

OBC bank balance check through atm

OBC account users can utilise the ATM service to check their account balances. To check the available account balance, account holders must go to an Oriental Bank of Commerce ATM or any other bank ATM and complete the instructions below:

  • Take out your OBC ATM/Debit card and swipe it.

  • Enter the ATM PIN, which is four digits long.

  • Select “Balance Enquiry / Check Account Balance” from the drop-down menu.

  • The balance of your Oriental Bank of Commerce account will be displayed on the ATM screen.

Frequently asked questions

Is there a price for checking your Oriental Bank of Commerce Account balance through SMS?

No, the bank does not impose a fee for SMS messages. Regular operator fees, however, will apply.

What is OBC mPay and how does it work?

OBC mPay is a bank-provided mobile application that allows users to do transactions without having to visit the bank. The following are some of the services provided by the app: Submit a request for a Cheque Book, Oriental Bank of Commerce balance inquiry, loans, and credit card services.

How can I obtain a copy of my OBC statement via the internet?

Log in to your internet banking account with your id and password to read or download your bank statement. Then select ‘Account Statements' from the drop-down menu. Select the account, the period, and then click ‘download.'

If I don't have access to the internet, how can I see my latest five OBC transactions?

You may see the last 5 transactions in OBC by looking at your mini statement. Give a missed call to 08067205767 to view an OBC mini statement without internet. You can also text the phrase ‘STM14-digit account number>' to 9915622622.

How can I check the balance of my bank account without using my phone number?

You can check your OBC balance using Net-banking or a mobile banking application if you don't have a phone number. Go to account statements after logging in to the website/application. Select your account, the time period, and then click ‘download.'

How do I get a copy of my OBC mini statement?

Type ‘STM14-digit account number>' to access your Oriental Bank of Commerce mini statement. and fax it to 99156-22622 or call 80672-05767 on your cell phone.