Mahada Lottory

Overview

There are so many people who are still not aware of the concept of the mahada lottery. This concept is all about the Maharashtra Housing and Area Development Authority which is soon intending to launch a great housing scheme for the year 2021. This plan states the units in and around the Mumbai metropolitan region quite soon. But since the second wave of the Covid 19 had come up, the state was forced to enter again in the lockdown scenario. Due to this, the announcement could be deferred till at least June 2021. Under the scheme that soon shall be upcoming, there are more than 7500 units that are on hold to be grabbed in areas like Navi Mumbai, Thane, and Vasai too.

What is the MHADA scheme

MHADA is a popular one that is referred to as the short form to be used for the Maharashtra Housing and Area Development Authority. The government will soon be accepting the application for the housing policy which is affordable under the lottery scheme. The idea is to give awards for the homes that are of low prices for the residents of different cities of Maharashtra

Also, this is not the first time that MHADA is planning to launch such a project. In June 2019, under the lottery scheme that was set by MHADA, the authority had made an allotment of nearly 217 housing units to the scheme winners. However, for now, the upcoming plans of MHADA will offer housing plans that will be budget-friendly and would cover some ground in areas like Pune, Mumbai., Solapur, and even Kolhapur to name some.

Different categories that such scheme shelter

  • Economically Weaker Section (EWS)

  • Lower-Income Group (LIG)

  • Higher-Income Group (HIG)

  • Middle-Income Group (MIG

Many financial institutions like mhada lottery online offer attractive home loan rates of interest to furnish the financial requirements. This type of lottery will bring different housing choices under the categories mentioned above the applicant needs to apply for such a scheme at the online platform only while following the norms of the special distancing which now in a pandemic is being followed. Besides, the lottery draws for the upcoming scheme will be conducted next year. Since there has been a halt that has been coming on construction, there are high chances that lottery draw shall postpone toll Diwali 2021.

When the last allotment through the mhada lottery online had happened in the year 2019, it was 2017 units that were given. But now for cities such as Kolhapur, Pune, Solapur, the board of MHADA has finally decided to come up with the lottery scheme. This will get an extension as there has been ongoing the second wave of the pandemic.

Understand the eligibility criteria

The authority has been quite diligent to identify the right beneficiary of the scheme. Because certain criteria have been set already and that need to be met in the right manner to be eligible for such a scheme.

  • As per the prerequisites of MHADA, the applicant must be above 18 years of age and should even carry a PAN card.

  • The board will also not entertain the application if it has been made under the name of the kid.

  • There is also a set income bracket for different categories But

  • Those with monthly income over Rs. 75,000 can apply for HIG flats

  • The monthly income for LIG flats should be between Rs. 25,001, and Rs. 50,000

  • Monthly income for the EWS category should fall under Rs. 25,000

  • For the application of MIG flats, your monthly income must be Rs. 50,001 to Rs 75,000

  • The applicant needs to carry a Domicile Certificate to prove his/her stay for 15 consecutive years in any part of Maharashtra.

  • Furthermore, the applicant must possess a Domicile Certificate to prove his/her stay for 15

What documents do you require for the MHADA lottery scheme 2020-21

You must hold all the following documents if you are applying for the scheme:

  • Driving license

  • Passport

  • Domicile certificate

  • Aadhaar card

  • PAN card

  • Voter ID card

  • Birth certificate

  • School leaving certificate

How to apply online

The process of online application is quite straightforward. The applicant needs to follow certain steps:

  • The registration needs to be made on the MHADA lottery website https://lottery.mhada.gov.in/.

  • All the details need to be furnished on the form that states the contact, income, and even other details

  • The nominal fee needs to be paid to confirm the application

  • If the applicant wins the lottery then the chance to get the flat passion is high.

  • For this, institutes such as Tata capital can offer better financial support in terms of home loan

  • It is also important to satisfy the eligibility criteria of the home loan. Since the interest rate of the home loan is quite high, it can be a key to fulfill the dreams.

How to apply for the MHADA Lottery 2021

Interested applicants can follow these steps, to apply for the MHADA Housing Scheme:

  • Log on to the MHADA Lottery website https://lottery.mhada.gov.in/.

  • Register yourself on the portal. For this, you need to create your username

  • Fill in basic information such as name, family income, PAN card number, date of birth, occupation, marital status, gender, residential address, own mobile number, etc.

  • Ensure that the mobile number furnished by you is in working condition, as this will be used for future reference.

  • Once the username is created, you can log in again to apply online. After logging in, you would be able to see the schemes that are presently available.

  • Select MHADA Lottery from the option and feed in the personal details, such as income group, reservation category, and applicant type.

  • Enter the scheme code, which you can find in the annexures available online or in the brochure.

  • Mention your bank account details and acknowledge the undertaking that you or your immediate family members do not own any other property in the city.

  • Mention the present residential address for communication.

  • Confirm all the details mentioned by you.

  • Once you have applied online, you need to pay the application fee. You can make the payment through demand draft or online through debit card, credit card, or NEFT/RTGS.

  • For making the payment online, log in to your account.

  • You will be able to see the payment options along with the list of schemes that you have applied for.

How to apply for MHADA Lottery Scheme

  • If you are paying with a demand draft, Get the print of the application form and submit it along with the DD in the designated bank.

  • If you are paying online, upload a canceled cheque and make the payment to the MHADA bank account.

  • You can even generate the payment slip from the payment portal and keep it for future reference.

List of MHADA lottery boards

MHADA allocates affordable housing options across the state. Here are some of the key housing boards in different cities of Maharashtra:

  • MHADA Mumbai Board Lottery 2021

  • MHADA Konkan Board Housing Scheme

  • Nagpur Board MHADA Housing Scheme

  • MHADA Aurangabad Board Housing Scheme

  • Nashik Board MHADA Housing Scheme

  • MHADA Pune Board Lottery Scheme 2021

  • Amravati Board MHADA Housing Scheme

Conclusion

As per the recent updates, the MHADA has finally decided to reconstruct the cessed buildings in Mumbai where there has not been any work started for over 5 years.  There will be tenements that shall be created for the slum dwellers while the remaining land parcel will be auctioned for financing the whole development. Also, MHADA has decided on imposing hefty fines on the developers against the delay to get the occupancy certificate. The officials have made it clear that those developers who shall be rebuilding the wild building and fail to get the desired OC will get the fine of Rs 250 per square meter.

Questions and Answers

How to register for the MHADA lottery scheme 2020?

The interested applicants can apply for the MHADA housing scheme 2020 by registering themselves on the MHADA official site. Here is the step-by-step guide for registering under the MHADA lottery scheme 2020.

  • Go to the official website - https://lottery.mhada.gov.in/

  • Select the scheme board available

  • Create a User Account for MHADA Lottery/login if you already have a username registered

  • Fill in the required details

  • Click on submit button

  • Enter the OTP that you have received via SMS/EMAIL on your registered mobile number/email

  • Fill in your monthly income details

  • Upload a passport size photograph in the required size

  • Enter your PAN card details and upload a scanned copy of the card

  • Enter the contact details

  • Enter bank details

  • Submit and confirm the application

  • Apply for the scheme. You need to choose a Scheme Code while applying for the scheme

How to check the MHADA Lottery 2019 result?

What is the MHADA Lottery refund policy?

If the applicant doesn’t get success in the lottery draw, then the MHADA can get the complete refund of the amount that was spent by the applicant on the working days. The status of the refund can be checked by login into the profile on the MHADA site.

How to check MHADA lottery refund status?

  • Checking the MHADA lottery 2019 refund status is simple and quick. Applicants are required to log on to MHADA official site - http://postlottery.mhada.gov.in/login.do

  • Next, applicants will have to furnish certain details such as application number and year of lottery.

  • After entering the correct information, you will be redirected to a page having a section where you can check the refund status online.

  • Click on the link and check your refund status.

What if your MHADA application money is not refunded?

 Sometimes if the applicants don’t run out of luck and their money is not refunded within a certain time, then users need to contact the MHADA officials for the same. 9869988000 is the MHADA helpline number where officials can offer the right assistance to offer the money within 7-10 working days.